Associate, Insurance Product and Emerging Product Innovation

United States·New Yorkmid

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Quick Summary

Overview

Hi, we're Oscar. We're hiring an Associate, Individual and Family Plan Insurance Solutions to join our Insurance Product Development team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members.

Key Responsibilities

Product Strategy & Research Identify and provide key data and market insights that contribute to the design, launch and management of a product portfolio based on current product performance, competitive market, and new industry trends For a subset…

Requirements Summary

3+ years experience developing and managing commercial insurance products. Travel up to 25% of the time Bonus points: BS/BA degree in a quantitative or healthcare field such as Business, Healthcare, Economics, Mathematics, Statistics, Actuarial…

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Hi, we're Oscar. We're hiring an Associate, Insurance Product & Emerging Solutions to join our Insurance Product Development team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the Role

~1 min read

The Associate, Insurance Product & Emerging Solutions supports the development, execution, and optimization of innovative health solutions across Oscar’s Individual and Family Plan (IFP) product portfolio. This role partners cross-functionally to support product strategy, market research, member engagement initiatives, and lifecycle management activities that improve member experience, affordability, retention, and long-term product performance.

The Associate supports the translation of enterprise and market priorities into actionable product initiatives through structured analysis, operational coordination, and disciplined execution across market leadership, actuarial, compliance, product management, compliance, regulatory, and operational teams.

You will report into the Vice President, Insurance Product Innovation and Development

Responsibilities

~1 min read

Support development and execution of product and innovation initiatives across Oscar’s product portfolio and emerging solution domains
Analyze and translate market research, competitive data sets, and performance assessments to support product strategy recommendations
Assist in identifying growth opportunities, including lifestyle-oriented products, population specific solutions, and adjacent offerings
Support development of business cases, market insights, and product recommendations in partnership with actuarial, finance, market leadership, and marketing
Analyze member, market, and performance data to identify trends, risks, and optimization opportunities

Support ongoing product lifecycle activities, including launch readiness, post-launch monitoring, optimization efforts, and remediation tracking
Assist with development of product artifacts and documentation required for filings, governance reviews, and operational readiness
Coordinate cross-functional inputs across product, regulatory, actuarial, compliance, operational, and growth teams to support alignment and execution
Support modular product design and portfolio consistency efforts across markets
Track timelines, dependencies, risks, and deliverables across concurrent work streams and product initiatives
Assist in documenting assumptions, decisions, and key learnings to support future planning and audibility of product portfolio

Partner collaboratively across actuarial, network, compliance, regulatory, finance, operations and market leadership teams
Support coordination of complex initiatives across multiple stakeholders and business functions
Prepare materials, analyses, and summaries for leadership discussions, governance reviews, and planning sessions
Escalate risks, dependencies, and operational concerns in a timely and solutions oriented manner
Ensure compliance with all applicable laws and regulations
Other duties as assigned

Requirements

~2 min read

Bachelors degree in Business, Healthcare, Economics, Mathematics, Statistics, Finance, or related field, or equivalent experience
3+ years of experience in product, analytics, strategy, consulting, or insurance-related roles
Experience operating in cross-functional, fast-paced environments
Strong analytical, structured problem-solving, and communication skills, with ability to translate data into actionable insights
Demonstrate organizational skills with the ability to manage multiple priorities and deadlines simultaneously
Strong written and verbal skills, with ability to navigate ambiguity and support execution in fast-paced environments
Willingness to travel up to 25% of the time.

Bonus Points

Experience with ACA marketplace, individual and family plan (IFP), and small group sponsored insurance products
Familiarity with QHP product filing processes and regulatory requirements
Experience supporting product lifecycle initiatives, product launches, or operational implementation efforts
Exposure to member engagement, rewards, wellness, or incentive programs
Familiarity with healthcare regulatory and compliance environments
MBA, MHA, MPH or advanced degree

This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here.

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

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