VP, BSA & Sanctions Program Risk Management

The Vice President of BSA & Sanctions Program Risk Management is responsible for identifying, assessing, and monitoring risks across the Bank's Bank Secrecy Act, Anti-Money Laundering, and Sanctions program. This role provides critical risk oversight to ensure the BSA/AML & Sanctions program effectively mitigates financial crime risk in alignment with regulatory expectations and the Bank's risk appetite. The VP serves as a key leader within the compliance organization, partnering with business lines, third-party managers, and senior leadership to strengthen the Bank's defenses against financial crime.

• Conduct and maintain the enterprise-wide BSA/AML & Sanctions risk assessments, ensuring comprehensive coverage of all products, services, customers, and geographies
• Partnering with key internal and external teams to perform risk assessments for new products, services, customer types, and business initiatives to identify potential BSA/AML & Sanctions exposure prior to launch

• Establish, track, and report key performance indicators (KPIs) and key risk indicators (KRIs) to measure program effectiveness and identify emerging risk trends
• Assist in prepare executive-level reporting and presentations for senior leadership, board committees, and regulators on program risk posture
• Monitor regulatory developments and industry trends to proactively identify risks and recommend program enhancements

• Provide second-line oversight of third-party program managers and partners performing BSA/AML/Sanctions functions on behalf of the Bank
• Ensure BSA/AML/Sanctions activities performed by business lines are executed consistent with program requirements and the Bank's risk appetite
• Provide risk-based recommendations to BSA leadership and business lines on control design, policy development, and process improvements
• Collaborate with Internal Audit, Enterprise Risk Management, and other control functions to ensure alignment of risk identification and mitigation strategies

• Provide leadership, mentoring, and professional development to staff
• Support talent management including hiring, performance management, and succession planning
• Foster a culture of compliance, accountability, and continuous improvement
• Lead or participate in special projects and cross-functional initiatives

• →Bachelor's degree required; advanced degree (JD, MBA, or master’s in a related field) preferred.
• →CAMS, CFCS, or similar certification.
• →8+ years of AML or financial crime experience, with at least 5 years in a leadership role.
• →Deep understanding of BSA/AML regulatory requirements and evolving financial crime typologies
• →Strong knowledge of enterprise risk management, governance frameworks, and internal control principles
• →Knowledge of financial crimes technology platforms, transaction monitoring systems, and data analytics
• →Proven track record implementing and managing BSA/AML compliance programs and independent testing functions at complex financial institutions.
• →Strong analytical and critical thinking skills with attention to detail
• →Excellent written and verbal communication skills; ability to communicate complex concepts to diverse audiences
• →Sound judgment and decision-making skills in ambiguous situations
• →Collaborative approach with proven ability to build partnerships across functions
• →Influencing others
• →Innovation
• →Strategic Thinking and Business Acumen
• →Outcome Driven
• →Planning and Organization
• →Empowering others

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $125,000– $208,000

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity.  Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

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