VP - Commercial Loan Officer

Do you thrive on building strong business relationships and driving impactful financial solutions? Become a VP Commercial Loan Officer at Royal Credit Union! In this role, you’ll develop and manage a complex commercial loan portfolio, lead business development efforts, analyze and structure lending solutions, and partner closely with Members, community leaders, and internal teams to deliver meaningful financial outcomes while supporting Royal’s mission and growth. Why Royal? Member and Community Focused: We are dedicated to making a positive impact on our Members and the communities we serve, going beyond financial services to enrich lives and foster growth. Supportive Environment: Join a collaborative, values-driven workplace that is always evolving. We support each other and work together to achieve our goals. Professional Growth: We offer numerous opportunities for training and advancement, helping you continuously develop and advance your skills. Empowerment: We empower our team members to make decisions and drive initiatives that help our Members achieve their financial goals. Your ideas and contributions are valued and encouraged. Community Involvement: Engage with your local community through various initiatives and events, making a tangible difference where you live and work. Be part of something bigger. What You’ll Do: Responsible for developing and managing a complex portfolio of diverse, quality, and profitable commercial and commercial real estate loans and deposits, and treasury/cash management services. This position is primarily responsible for loan production including business development, networking, and relationship management. Develop and maintain strong relationships with COI's, existing member networks, community leaders, and other partners. Analyze and evaluate loan applications and make appropriate recommendations regarding product offerings, loan structuring, pricing, and approval. Participate in overall credit/risk management, portfolio management, and servicing of assigned portfolio. Ensures compliance with lending policies and procedures. Actively collaborate with other Royal Team Members to help meet Members' specific commercial lending, commercial real estate lending, and deposit and treasury/cash management needs. Our Commitment To You: Compensation: $129,000 - $155,000 annually (candidates with significant related experience may be higher) Benefits: Royal is proud to take care of our team members and their families! In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% 401k employer match, paid family and sick leave, vacation and sick time accruals, childcare reimbursement, tuition and student loan debt assistance, pet insurance, and much more! What’s Needed For This Position: Bachelor’s Degree in Finance, Accounting, Business, Economics or related field or equivalent business lending work experience Minimum of three (3) years of Commercial Lending experience Must be bondable Valid Driver’s License and maintain it Insured vehicle Knowledge, Skills and Competencies (Summarized): Advanced commercial lending expertise, including credit analysis, financial statement analysis, loan structuring, portfolio management, collateral review, and environmental due diligence, with the ability to make sound, risk-based lending decisions. Strong business development, relationship management, and sales skills, with a proven ability to generate new business, expand existing relationships, and identify cross-sell opportunities across lending, deposit, and treasury services. Highly developed analytical and critical thinking abilities, using financial data, trends, and qualitative insights to evaluate risk, support recommendations, and make confident, timely decisions in complex situations. Exceptional communication and presentation skills, both written and verbal, to clearly articulate financial concepts, influence stakeholders, present to committees, and build trust with Members, partners, and internal teams. Strong organizational, time management, and adaptability skills, with the ability to manage competing priorities in a fast-paced, goal-oriented environment while embracing change, new technology, and continuous improvement. We’d Love To See: Specific banking and commercial lenders education (i.e. Graduate School of Banking, Robert Morris Commercial Lending Courses, CUNA) Work Schedule: Full-time, working approximately 40 hours per week. Typical hours are from 8:00am-5:00pm Monday through Friday, with additional hours as needed. This is a salaried, exempt level position. Training: Prior to starting a normal work schedule, new Royal team members must attend Foundation Training at our Corporate Center in Eau Claire, WI from 9:00am - 4:30pm on Monday and Tuesday during their first week of employment. Out of town learners will be reimbursed costs related to travel and lodging.o Foundation Training covers fundamental information about Royal’s culture and core values which sets the stage for team members to be successful within our organization. Ready to make a positive impact? APPLY NOW if you are ready to take on this exciting challenge to contribute to our mission and become a part of the Royal Credit Union family!