Risk & Compliance Governance Officer

Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand.Swan processes over €1.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows, there’s still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals.

It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it.

Your primary mission is to support the Chief Risk Officer in ensuring the effectiveness of Swan's governance framework, regulatory oversight processes, and audit remediation programs. You'll act as the central coordinator for key management committees — the Risk Committee, Oversight Committee, and New Product Committee — and serve as the single source of truth for oversight activities across the organization.

✨ Main Responsabilities

You'll report directly to the Chief Risk Officer, who oversees three complementary teams: Compliance (local regulatory officers and regulatory managers covering partner qualification and product assessments), FinCrime (KYC escalation, transaction monitoring, SAR filings), and Internal Control (second line of defense). Beyond your direct team, you'll collaborate closely with Legal, Finance, GTM, Product, Strategy, and Management — giving you a truly cross-functional seat at the table.

✨ You’re a great match if:

• You have managed cross-functional projects or remediation plans and know how to keep multiple stakeholders aligned.

• You have experience managing regulatory information requests, evidence collection, and responses to regulatory findings.

• You have a background in Risk, Compliance, Internal Audit, Operational Risk, or a Control function.

• You have experience in payments or e-money institutions.

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.

When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

✨ Perks of being a Swanee:

• A 30' call with our Talent Acquisition team — to get to know you, understand your career expectations, and answer your questions

• A 60' Hiring Manager interview with Jérôme — compliance & risk expertise, committee organization, regulatory maturity

• A Technical case with Jérôme & Fatima — to assess your data-driven approach and executive reporting

• A 45' Peer interview with Teddy to discuss stakeholder management

• A 60' Final interview with Nicolas (60 min) to assess your core values