Commercial CAT Underwriting Manager

At Swyfft, we're reshaping the way home insurance and commercial package products are priced and bound. We've created an insurance experience that's smart, instant, and designed to deliver unparalleled customer service.

Our focus on lightning-fast quotes and seamless claims servicing is powered by cutting-edge technology and an Agent and Customer-centric approach that sets us apart in the industry.

Joining Swyfft means becoming part of a dynamic team of forward-thinkers who thrive on moving fast and delivering exceptional products. We pride ourselves on fostering an environment where creativity and positive energy thrive.

As we continue to grow and expand, we're on the lookout for experienced professionals like you to join us in transforming the insurance landscape. If you're passionate about leveraging technology to provide the best customer service experience and are ready to be a part of our journey, we welcome you to explore opportunities at Swyfft!

About the Position:

The Commercial Manager will lead a dynamic team of underwriters in building and maintaining a profitable, well-managed book of commercial business. In this role, you'll play a key part in shaping and executing underwriting strategies, ensuring that our processes are efficient, accurate, and aligned with our company’s guidelines and risk appetite.

We're looking for a forward-thinking leader who is technically strong and excited by innovation. In this position you will collaborate closely with senior leadership and cross-functional teams to help drive a fresh, data-driven approach to underwriting, leveraging proprietary algorithms and advanced data mining techniques to assess risk and deliver fair, risk-appropriate premiums. If you're eager to help redefine how underwriting is done, we’d love to hear from you.

*This position is a 100% remote U.S. based opportunity that can be based in one of the following states only: AL, AZ, FL, GA, KY, LA, MA, MO, NC, NJ, NY, OH, OR, PA, SC, TX, UT, VA, WA, WI

Some travel for day-to-day work, team meetings, and training will be required.

Key Responsibilities: (What you'll be asked to do)

• Design and execute underwriting strategies that drive profitable growth while ensuring strong, risk-adjusted returns.
• Establish and oversee underwriting guidelines, pricing models, and risk selection standards to ensure consistency and sound decision-making.
• Monitor and evaluate portfolio performance, underwriting KPIs, and loss trends to identify opportunities for improvement and optimize results.
• Lead, coach, and develop a high-performing team of commercial underwriters, ensuring alignment with company goals and fostering professional growth.
• Conduct quarterly quality assurance audits, assess underwriting accuracy and compliance, and present actionable insights to senior leadership.

The Successful Candidate: (What we're looking for)

• You are detail-oriented, organized, and can multitask like nothing anyone has ever seen before.
• Both internal (your peers) and external clients commend your excellent verbal and written communication skills and the timeliness of your follow-up.
• Familiarity with predictive analytics, data science tools, or underwriting automation platforms.
• Experience working in an agile, cross-functional environment involving product, actuarial, and data science teams.
• Proven ability to scale teams, build talent pipelines, and implement effective training and development programs.

Some Requirements:

• 7+ years of experience as an Underwriter in the commercial insurance space.
• 5+ years of experience handling coastal catastrophe risks.
• 2+ years of experience leading a team of underwriters.
• Strong knowledge of commercial lines of business.
• Previous experience working as an Underwriter for an MGA or carrier.
• Proven ability to lead high-performing teams and drive strategic initiatives.

Certifications or Licensing:

• Producer license preferred, but not required.

Education:

• Bachelor’s degree or equivalent experience required.

Computer Skills:

• We’re an MS Office environment (Outlook, Word, Excel, PowerPoint)
• Experience using video and chat technology (MSTeams & Slack)

Other:

• Reliable high-speed internet connectivity required.
• Designated quiet work from home space.

Actual compensation for this position will vary based on skills, qualifications, and experience. The range reflects annual compensation (as applicable) and does not include bonuses or other incentives that the company may choose to pay at its sole discretion.

In addition to base compensation Swyfft offers a comprehensive benefit package.

We Have a Great Benefits Package!

• Medical, Dental, and Vision
• Short- and Long-Term Disability (Company Paid)
• Voluntary Long-Term Disability
• Employee Life & AD&D (Company Paid)
• Voluntary Employee, Spouse, and Child Life & AD&D
• Healthcare, Dependent Care and Transit FSA, and Healthcare Savings Account (HSA)
• 401K with a generous matching contribution and no vesting schedule
• 20 days of PTO annually (prorated based on hire date)
• Company Paid Holidays and 2 “Choose Your Own Holidays”

It is the policy of Swyfft to provide equal employment opportunities to all employees and applicants for employment without regard to race, religion, color, ethnic origin, gender, gender identity, age, marital status, veteran status, sexual orientation, disability, or any other basis prohibited by applicable federal, state, or local law. EOE/AA/M/D/V/F.

If you require accommodations during the application or interview, please contact Human Resources at hr@swyfft.com, and we will make every effort to accommodate your needs.

Please Note: Swyfft Holdings, LLC does not accept 3rd party agency resumes for this position, please do not forward resumes to our career’s email address or Swyfft Holdings, LLC employees. Swyfft Holdings, LLC will not be responsible for any fees related to unsolicited resumes.