Tala20d ago

Manager - Capital Markets Loan Operations

Manila · ManilaFull-timemid

OtherCapital Markets

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Quick Summary

Overview

About Tala Tala is AI-native credit infrastructure for the global majority,

Technical Tools

OtherCapital Markets

About Tala

Tala is AI-native credit infrastructure for the global majority, combining proprietary risk intelligence with an expanding network of capital and distribution partners to power credit access at scale. Backed by more than $500 million in funding, Tala has distributed more than $7 billion in capital to more than 13 million customers across Africa, Latin America, and Asia—building one of the most robust datasets on thin-file borrowers anywhere in the world. Our mission is simple yet bold: to unleash the economic power of the global majority. We are looking for daring, data-driven leaders passionate about building the trust and credit infrastructure for the global majority.

Our pioneering work and proven impact have earned us consistent recognition, including being named to:

CNBC’s Disruptor 50 for five years.

CNBC’s World's Top Fintech Companies for two consecutive years.

Forbes’ Fintech 50 list for nine consecutive years.

Visionary investors, persuaded by the economic power of the global majority, have committed half a billion dollars in equity and debt to Tala's success.

Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.

Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!

About the Role

~1 min read

We are seeking a highly proactive, results-driven, and team-oriented professional to join our team as Manager, Capital Markets Loan Operations. This role is critical to help manage our existing loan portfolios and ensure we have sufficient liquidity as we continue to scale operations.

Success in this role demands strong technical corporate finance skills, experience with high-volume loan portfolios, and a track record of successful loan operations execution (acquired at a bank, mortgage company, or fintech). We are a mission-driven team, and are seeking a collaborative individual to bring a critical thinking approach, combined with the ownership mindset of a builder: someone who thrives in ambiguity, learns independently, and communicates cross-functionally with clarity and initiative.

Monitor loan disbursement and documentation; ensure loan tape is in compliance with lending guidelines and restrictions set by our capital providers.

Support the ongoing diligence, compliance, and reporting processes, for Tala’s lenders and capital providers.

Partner with legal, operations, and accounting teams to ensure loans are properly onboarded, accounted for, and documented.

Support Data & Analytics team to verify that loans are booked correctly and all data fields are accurate; ensure that all post-closing documents are in order and match credit underwriting criteria.

Support ongoing investor relations, investor/lender reporting, and relationships with banks, lenders, investors, and intermediaries, particularly loan channeling partners in SE Asian markets.

Build and monitor dashboards and reports to track new loan origination, loan repayments, performance statistics and adherence to Tala lender contractual requirements.

Coordinate loan collateral tracking, cash balance tracking, and borrowing base adequacy across Finance, Accounting, and Treasury teams.

Support refinancing, upsizing, product, and underwriting enhancements as needed.

Manage covenant compliance for existing debt portfolio; ensure loan portfolios are aligned with risk management policies.

Ensure all loans are in compliance with local regulatory requirements.

Implement and maintain next-generation portfolio management software systems.

Partner with the Product and Engineering teams to automate portfolio reporting and analytics work flows.

Perform portfolio performance tracking and delinquency reporting.

2+ years of loan processing or loan officer roles at a bank, commercial lender, or similar financial institution.

Proven ability to self-start and figure things out independently in dynamic, unstructured environments.

Strong cross-functional communication skills.

Deep understanding of asset-based finance, debt structuring, fintech lending, payments, decentralized finance, stablecoins, asset tokenization and securitizations.

Proven ability to prepare financial models, internal and external reporting memoranda (i.e. Confidential Information Memos and Portfolio Summaries).