Senior Product Owner

Unlimit is a global fintech ecosystem built to eliminate financial borders holding businesses back. The company provides the extensive infrastructure needed to scale globally, integrating payment processing, multi-currency business accounts, BaaS and crypto gateways into a single, intelligent platform.

 

Across 17 offices globally, Unlimit bridges hyper-local expertise with a high-capacity financial network, giving companies the agility to expand across regions with operational confidence and speed. Driving the evolution of payments, Unlimit is transforming its infrastructure from human-operated fintech into AI-native financial infrastructure — where APIs are consumed by machines, integrations are negotiated by agents, and systems evolve continuously through intelligent automation. Our next users are not only humans. They are AI agents acting on behalf of humans and businesses.

 

Unlimit serves more than the needs of businesses today; we are building the nervous system for a borderless global economy.

- Define and execute a core processing strategy, ensuring seamless, secure, and efficient transaction flows.

-Own the roadmap for:

- Authorization, capture, refund, and chargeback logic.

-Multi-entity, multi-currency wallet structures and settlement processes.

-Integration of card scheme mandates and compliance-driven changes.

- Network tokenization and recurring transaction management.

- Performance and resilience improvements to support high-volume, global acquiring.

- Ensure strict compliance with card scheme mandates, PCI DSS, PSD2, and regional regulations.

- Stay ahead of scheme bulletins and regulatory changes, proactively embedding them into product design.

- Collaborate with AI teams to develop predictive analytics for transaction routing and fraud detection.

- Explore opportunities for automation in reconciliation, settlement validation, and dispute handling.

-Partner with internal stakeholders to ensure business readiness for new mandates and features.

- Act as the go-to subject matter expert for processing flows and card scheme rules across the organization.

- Define and track KPIs (e.g., authorization success rate, settlement accuracy, processing latency).

- Drive continuous optimization through data analytics and AI-powered insights.

- Card scheme rules and mandates (Visa, Mastercard).

- Wallet architecture and multi-entity settlement models.