Financial Crime, AML & KYC Analyst

• →Adjudicate transaction-monitoring alerts from an alert packet + KYC/CDD profile + transaction history; document the disposition and draft the SAR narrative where warranted.
• →Review client onboarding / KYC packets for completeness and cross-document discrepancies; produce the remediation list.
• →Resolve multi-layer beneficial-ownership structures and apply 10%/25% UBO thresholds.
• →Adjudicate sanctions and adverse-media hits (true match / false positive / escalate) with a short rationale each.
• →Triage supervisory alert queues; adjudicate card fraud & disputes; assess flagged communications against trade records.

• 3+ years hands-on in AML / financial-crime, KYC/CDD, sanctions screening, fraud/disputes, or transaction surveillance at a bank, fintech, payments company, or MSB.
• Working knowledge of FinCEN / FATF / OFAC frameworks and SAR / CDD documentation standards.
• Clear, defensible written rationales.

• CAMS/ACAMS or CFE; enhanced due diligence / entity unwinding; SQL or transaction analytics; fintech / payments experience.

Assessment A timed exercise: a mock alert packet → disposition + SAR narrative; a KYC packet → discrepancy & remediation list; a batch of sanctions hits → adjudication with rationale.

Details Contract, hourly (~15 hrs/week), remote, US-based. Pay $75-100/hr based on experience.

We consider all qualified applicants without regard to legally protected characteristics and provide reasonable accommodations upon request.

Contract and Payment Terms

• You will be engaged as an independent contractor.
• This is a fully remote role that can be completed on your own schedule.
• Projects can be extended, shortened, or concluded early depending on needs and performance.
• Your work will not involve access to confidential or proprietary information from any employer, client, or institution.
• Payments are weekly on Stripe or Wise based on services rendered.
• Please note: We are unable to support H1-B or STEM OPT candidates at this time.