Affirm
Affirm7h ago
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Software Engineer I, Backend (Collections)

SpainSpainRemotemid
Software EngineerSoftware Engineering
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Quick Summary

Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Collections team,

Technical Tools
Software EngineerSoftware Engineering

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Collections team, as part of the Repayments area, is on a mission to build a robust platform that will maximize the recovery of delinquent users by sending the right message to the right people at the right time, while monitoring and detecting problems and ensuring high reliability of the engineering systems. Collaborating closely with our product managers, backbook risk teams and other engineering teams , you will effectively manage loans throughout the delinquency phase of their lifecycle and develop and implement recovery strategies.

We are looking for a highly motivated software engineer to build the next generation platform solutions that will allow us to manage our constantly growing volume while maintaining high availability and reliability of the systems. You will work closely with your team mates in the Collections team and Product to build robust collections solutions which will enable us to keep our loans portfolio healthy and help our customers pay on time and recover from any delays.

What You'll Do
  • With the support of your team, you will work on tasks that contribute to the team's projects and goals.
  • On-Call Rotation - There would be an on-call rotation for this role as a requirement
  • You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work.
  • You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.
  • You will contribute to a sense of community on your team by engaging in growth and development activities
What We Look For
  • You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin.
  • You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
  • You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
  • You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
  • Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
  • You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

What We Offer

~1 min read

Additional benefits include:

Type of employment: Contract of Employment
Flexible Spending Wallets for tech, food and lifestyle
Away Days - wellness days to take off work and recharge
Learning & Development programs
Parental benefits
Employee Resource & Community Groups

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. 

The majority of our roles can be located anywhere in Spain.

**This job description is not a contractual document, and is not intended to have binding force.**

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents 
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Location & Eligibility

Where is the job
Spain
Remote within one country
Who can apply
ES

Listing Details

Posted
July 22, 2026
First seen
July 22, 2026
Last seen
July 22, 2026

Posting Health

Days active
0
Repost count
1
Trust Level
70%
Scored at
July 22, 2026

Signal breakdown

freshnesssource trustcontent trustemployer trust
Affirm
Affirm
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We’re excited to announce that Affirm is now a remote-first company!

Employees
3k+
Founded
2012
View company profile
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AffirmSoftware Engineer I, Backend (Collections)