NEO - Credit Analyst

Application Analysis:

Thoroughly review mortgage loan applications to ensure completeness, accuracy, and compliance with company policies and regulatory standards.

Verify borrower information, employment details, credit reports, and other relevant documentation.

Communication and Coordination:

Act as a primary point of contact between borrowers, loan officers, underwriters, and other stakeholders.

Communicate with clients to collect necessary documentation and address inquiries throughout the loan process.

Document Preparation and Submission:

Prepare and organize loan files for submission to underwriting, ensuring all required documentation is included.

Collaborate with underwriters to address any additional documentation needs or conditions.

Timeline Management:

Monitor and manage loan processing timelines to ensure timely closings.

Provide regular updates to all parties involved in the loan transaction.

Compliance and Quality Assurance:

Ensure strict adherence to regulatory requirements, company policies, and industry best practices.

Conduct quality assurance checks on loan files to identify and address any discrepancies.

Problem Resolution:

Identify and resolve issues or challenges that may arise during the loan processing stage.

Collaborate with team members and other departments to overcome obstacles and ensure a smooth process.

Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions.

Promotes interdepartmental communication and culture.

Lead, develop and motivate the team across all locations and operational functions.

Continued focus to ensure all families (Internal and External) are receiving the best possible service.

Bachelor's degree in finance, business, or a related field is preferred.

Or proven experience as a loan processor in the mortgage industry.

In-depth knowledge of mortgage loan products, underwriting guidelines, and regulatory requirements.

Strong analytical and problem-solving skills.

Excellent communication and interpersonal skills.

Detail-oriented with a focus on accuracy.

Proficient in mortgage processing software and Microsoft Office applications.