Sr. Analyst/Analyst - Underwriting Services (Post- IR)

Better is rebuilding home finance as an AI-native platform—turning a process that once took weeks into something that can happen in seconds.

With over $110B in loans funded and $1.2B+ raised, we operate at real scale while rethinking how homeownership works from the ground up.

The category hasn’t caught up yet. That’s the opportunity.

In the Underwriting funnel, this team serves as the gatekeepers of the financial integrity, meticulously verifying the collateral and credit documentation seamlessly align with the application and loan origination system, thus granting the final approval.

1. Completing the final underwriting review of the Conforming loans by thoroughly examining collateral and basic credit documents to ensure loans are prepared for closing in accordance with agency guidelines.

2. Analyzing collateral documents such as title, tax certificate, appraisals, and homeowner’s insurance policies to access their influence on Underwriting decisions.

3. Through review of the Automated Underwriting System during final review and ensure that any red flags or special messages are addressed before issuing final review.

4. Ratio calculation during final approval and ensuring the ratio of Loan Origination Software matches with the Automated Underwriting System.

5. Meet production goals while maintaining quality and compliance.

6. Uncover any undisclosed debt or other missing financial information and ensure there is not any potential fraud present in the loan application.

7. Collaborating with Loan team, Underwriters, Collateral, and other cross functional teams to ensure pending loan tasks are completed.

8. Maintain acceptable Quality control standard.

9. Reviewing and clearing the tasks related to Credit, income and assets required before Final approval can be issued.

1. Bachelor's degree with a minimum of 2 years of experience in US Mortgage.

2. Knowledge of Agency guidelines for decision making.

3. Understanding of Credit and Collateral documents.

4. Meticulous attention to detail.

5. Strong data analysis capability and ability to clearly communicate findings to Leadership loan teams and borrower.

6. Knowledge of FNMA and Freddie Mac Guidelines.

7. Detailed understanding of credit report, income, assets, and collateral documents.

Our comprehensive medical plan is available for you, your spouse and dependents. Employees are covered under Mediclaim, Group Term life insurance and Accidental insurance.