Credit Manager

Carrier Enterprise is seeking an experienced Credit Manager to oversee a $5M+ commercial accounts receivable portfolio, drive collection efforts, evaluate customer credit risk, and support profitable sales growth while minimizing bad debt exposure. This role partners closely with sales, branch leadership, and customers in a B2B environment to manage credit decisions, collections, bonds and liens, account aging, and overall credit and collections performance.

• →Responsible for credit extension and collection of A/R for assigned area in accordance with Company policy and applicable law.
• →Work closely with branch managers, sales team, customers (internal and external) to resolve credit and collection issues to include outbound collections calls.
• →Balance cultivating strong relationships with customers, while aggressively working to keep 90+ day past due accounts, aging, and write-offs to a minimum.
• →Responsible for handling and storage of your credit files and account receivable records within assigned area.
• →Handle bonds and liens for assigned area.
• →Provide ad-hoc reports to management regarding status of accounts.
• →Attend sales and customer meetings pertaining to credit matters.
• →Support full compliance of all company credit policies and procedures, working with regional credit staff as well as internal and external auditors.
• →Demonstrate commitment towards process excellence and a willingness to challenge existing processes.
• →Take the initiative to identify areas of opportunity and innovative ways of doing business.
• →Analyze collection processes and establish best practices.
• →Additional special projects may be assigned.

Responsibilities may vary depending on the specific needs of the organization. This job description is not intended to be an exhaustive list of all duties, but rather a general overview of the position. CE reserves the right to modify or change job responsibilities at any time, and associates may be required to perform other duties as assigned.

• Exceptional customer service skills.
• Understanding of Order Management & AR systems.
• Proficiency in financial analysis, including interpretation of financial statements, credit reports, and industry data.
• In-depth knowledge of credit risk assessment techniques, credit policies, and legal regulations.
• Strong analytical & problem solving skills.
• Excellent written & oral communication skills; ability to always maintain a professional and pleasant demeanor.
• Candidate must have bonds and liens experience.
• Ability to analyze complex data and reports and manage multiple priorities.
• Ability to work independently and collaboratively in a team environment.
• Build strong relationships with internal and external stakeholders.
• Solid organizational skills and the ability to effectively communicate with all levels of the organization.
• Excellent decision-making skills with the ability to balance risk and business objectives.
• Above average PC skills and Microsoft Office skills to include Word, Excel, PowerPoint, Outlook, Access and other web based applications.

• Minimum Education Level: 4 Year / Bachelors Degree
• Experience: 5 Years Credit and Accounts Receivable

• Minimum Education Level: 4 Year / Bachelors Degree
• Experience: 5 Years Credit and Accounts Receivable experience preferred