Openpayd1mo ago

Senior AML Executive

London · (london)Full-timesenior

OtherAml

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Quick Summary

Overview

Who are we? At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy.

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OtherAml

Who are we?

At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails-agnostic approach empowers any business to move and manage money globally - across both traditional rails and stablecoins — at scale, and in real time.

The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services – all via a single API.

A global network of licences alongside our best-in-class tech is why we're trusted by 1000+ enterprise clients to process over $180bn volume annually.

Act as a Second Line point of escalation for First Line AML teams, reviewing and assessing complex, high-risk or sensitive onboarding and due diligence cases.

Provide risk-based guidance and challenge to First Line colleagues on AML, CDD, EDD, Sanctions and Financial Crime matters

Review and assess First Line risk decisions, ensuring consistency with internal policies, regulatory requirements and risk appetite.

Resolve escalations from First Line teams, documenting rationale and outcomes clearly and proportionately.

Delivering training within the department, and mentoring to First Line staff, and new starters.

Conducting Quality Control on applications and providing SME feedback.

Conducting Compliance calls with customers, ultimately assessing the customers controls and compliance program

Proactively identifying and sharing areas of improvement in the due diligence processes and procedures.

Presenting case files, and an overview of Processes during internal and external compliance audits

Drafting and enhancing compliance policies and procedure

An expert in Compliance with a comprehensive knowledge and experience within Financial Services Compliance with a minimum of 3 years AML experience

In-depth knowledge of AML, CTF, and Financial Services regulations, as well as industry best practices for robust AML Frameworks

Background in CDD and ongoing assurance of complex client types and corporate structures

Proven experience in the UK/EU regulated financial services sector - preferably within a fintech, challenger bank, correspondent banking, or consultancy firm.

Experience working with Digital Asset service providers is also beneficial

The ability to self-manage, organize competing priorities effectively and meet deadlines

Ability to mentor, and deliver training in a confident cohesive manner

You enjoy working efficiently in a fast-paced, high-volume environment and thrive when there's ambiguity

Experience of working in fintech

Strong analytical skills, problem-solving ability and attention to detail

Good inter-personal skills

Ability to communicate both orally and in writing, and be able to present credibly and professionally to senior management

Able to build strong relationships with peers and business counterparts

Personal training budget - £3000

Cycle to Work scheme

Discounted gym membership - £80 towards any gym