Backend Engineer, Payments and Risk

The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non-card payment options, and extending Stripe's capabilities to make it easy for businesses to accept in-person payments. Optimized Checkout and Link teams work to create best-in-class checkout experiences that enhance customer satisfaction and drive merchant conversion rates. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe's brand and financial stability.

Sub-orgs: Link & OCS, Payments Acceptance, Risk

We're looking for backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You'll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross-functional teams — from Infrastructure to Product — at Stripe to deliver innovative solutions that address evolving user needs.

• →Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests
• →Debug and solve critical production issues across services and multiple levels of the stack
• →Mentor and support engineers' growth
• →Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

• 2–12+ years of industry software engineering experience (does not include internship or co-op experience)
• Strong coding skills in any programming language (we understand new languages can be learned on the job so our interview process is language agnostic)
• Strong collaboration skills; can work across workstreams within your team and contribute to your peers' success
• Ability to thrive with a high degree of autonomy and responsibility, with an entrepreneurial approach to your work
• Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users

• Experience with large-scale financial tracking systems
• Good understanding and practical knowledge of cloud-based services (e.g., gRPC, GraphQL, Docker/Kubernetes, AWS, etc.)