Corporate Credit Analyst

·       Analyze company financial statements, including input of the  balance sheets, income statements accounts, cash flow statements, and management accounts.

·       Assess the creditworthiness of corporate clients by evaluating financial performance, business models, industry risks, and market conditions.

·       Perform ratio analysis, trend analysis, and cash flow forecasting.

·       Review loan applications and supporting documentation submitted by business customers.

·       Prepare detailed credit risk  assessment reports and detailed credit proposal with  recommendations for approval, renewal, amendment, or rejection of credit facilities.

·       Monitor existing credit portfolios and identify early warning signs of financial deterioration.

·       Support relationship managers and business development teams in structuring financing solutions.

·       Ensure compliance with internal credit policies, risk appetite frameworks, and regulatory requirements.

·       Participate in the meetings precursory to the credit committee  and present credit recommendations when required.

·       Maintain accurate customer credit files and documentation

• Minimum 2 years of experience in the banking field, with specialization in credit risk analysis of legal entities.

• Advanced knowledge of financial analysis of legal entities based on balance sheet and interim financial statements and related operational statements (business plan, cash flow, guarantees)

• Strong knowledge of the financial risk assessment of the companies in order to access credits, the relevant financial indicators and the related impact on lending decisions,

• Very good ability to analyze and synthesize information

• Experience in RE project financing is a strong plus

• Organizational, planning and communication skills – you will constantly interact with colleagues from other departments.

• Bachelor degree in Economic studies

• Knowledge of English (medium/advanced level) – you will also work with documentation in English.

• Proficient in MS Office

We'd love to get back to everyone, but due to the number of applications we receive, we can only contact the shortlisted candidates.

All applications are treated with utmost confidentiality.

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