POSITION SUMMARY

Responsible for disclosing loan applications and preparing closing packages, by determining proper documentation and due diligence requirements. Ensures bank policies and procedures, and regulations are adhered to for proper documentation and perfection of the bank's lien prior to funding.

ESSENTIAL REQUIREMENTS

Discloses real estate mortgage transactions by preparing accurate Loan Estimate figures and disclosure documents.
Close real estate mortgage transactions by preparing accurate Closing Disclosure figures; closing documents and resolving post-closing audits.
Interacts with customers, loan originators, real estate agents and vendors during course of transaction.
Regular and predictable attendance is an essential requirement of the position.
Completes assigned compliance training related to the position.
Understands all applicable laws and regulations that apply to the position and complies with the requirements.

NON-ESSENTIAL FUNCTIONS

Performs all other duties as assigned.

EXPERIENCE/SKILLS

Three (3) years or more of related experience preferred.
Knowledge of mortgage processing preferred.
Ability to handle stressful situations with calmness and courtesy.
Ability to communicate effectively, both orally and in writing.
Maintain good records and file management skills.
Ability to handle multiple tasks and frequent interruptions.
Good PC skills--proficiency in Word and Excel essential, understanding of database software.

EDUCATION

High School Diploma/GED required.

TRAVEL REQUIREMENTS

Minimal or occasional travel as needed for meetings, projects, training, etc.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions.

While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.

EQUIPMENT

MS Office PC, fax, phone and standard office equipment.

Closing Agent, Retail Mortgage, Mortgage Operations, South Bend, IN

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