Legal Counsel

• Conduct groundwork support and research and provide customer-centric and commercially sound legal advice on various business areas, including product development and actuarial treaties, operations, marketing, distribution, litigation and complaints, employment, data privacy and protection, IT and AI and outsourcing.
• Review and draft contracts and other related documents, including policy contracts / product brochures, marketing agreements / materials, distribution agreements, employment agreements, various product / service procurement agreements and internal documents.
• Provide pragmatic legal analysis and solution on day-to-day operational matters, ensuring adherence to legal, regulatory and/or contractual obligations.
• Support strategic projects and initiatives (including participation in relevant committees/taskforces/working groups) to ensure legal and regulatory compliance, mitigate risks, and enhance operational efficiency.

• Provide legal support in communications and engagement with regulators including the Insurance Authority, the Securities and Futures Commission, the Mandatory Provident Fund Schemes Authority, and the Monetary Authority of Macao.
• Prepare regular reports and submissions to regulator(s).
• Provide guidance to internal teams on legal and regulatory risks and requirements, ensuring alignment with applicable laws, regulations, codes of conduct, guidelines and internal policies.

• Provide support in managing disputes and litigations, including working with external legal counsel where necessary.
• Assist internal teams in handling policyholder claims, coverage disputes, and customer complaints to mitigate associated legal and regulatory risks.

Perform such other duties and tasks as may be assigned the Manager or other senior members of the team.

• A solicitor or barrister qualified to practice in Hong Kong with a minimum of 5 years’ post-qualification experience.

• Legal experience (including advisory and support, drafting and review) in multiple practice areas such as corporate, commercial, M&A, insurance products, litigation, employment, IT, AI, regulatory advisory and reporting, data privacy and protection.  Insurance law experience is a preferred but not a pre-requisite. 

• Experience as an in-house legal counsel in a business environment, particularly within the insurance industry, is a plus.

• Self-driven and sense of ownership, accountability and integrity, with the ability to work independently while thriving in a collaborative team environment.

• Excellent judgment, strong analytical and communication skills, with the ability and business acumen to provide solid, clear and solution-oriented legal advice.

• Logical thinker with a proactive and problem-solving mindset and diligent and detail-oriented contributor, who is willing to learn and ready to support team members in achieving collective team goals.

• Ability to handle multiple and conflicting priorities efficiently.

• Excellent presentation and interpersonal skills.

• Fluent in written and spoken English and Chinese.

Others:

The candidate is required to obtain relevant license(s) if the job involves regulated activities.

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