A&H Underwriter

Join us as an Underwriter to make more of your specialist expertise and experience.

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Underwriter to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and Accident & Health. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

1. Support Business and Distribution teams by:

• Delegating instructions from Regional A&H Underwriting

• Providing guidance on risk appetite for product development discussions

• Liaising with Regional Underwriters on new product submissions

2. Underwriting Management:

• Underwrite New Business and approve cases within assigned authority according to the underwriting standard and within set TAT/SLA targets

• Oversee and direct submissions to Regional and/or Home Office for review beyond delegated underwriting authority

• Obtain approval by Regional Management or Global Underwriting when required

• Ensure all business is underwritten within established Internal Audit Guidelines

3. Manage the end-to-end policy delivery process, ensuring product set-up is done to accurately reflect premiums and reinsurance arrangements. Ensure scheduled and ad-hoc reporting requirements are met.

4. Facilitate portfolio management of various product lines:

• Review, and report results of all A&H product lines portfolios to ensure profitability and viability of products

• Work closely with Claims Department to analyze claims data and recommend actions to manage losses according to underwriting intent; ensuring loss ratios are within target levels and expectations

• Provide input to business teams to support business-case-writing, when required

5. Liaise with other functional groups to ensure appropriate and timely flow of technical information into and out of the Underwriting Unit e.g. Finance and Claims

6. Coordinate internal and external underwriting audit reviews.

7. Manage ad-hoc projects assigned.

• Bachelor’s Degree in Business, Insurance, actuarial science, accounting, finance or related fields

• Solid proficiency of underwriting and insurance industry theories and practices

• Professional qualifications such as ACII or ANZIIF will be a plus

• Experience in the insurance industry as an underwriter or production underwriter, preferably in A&H

• Effective technical and analytical skills

• Problem-solving skills, with a logical approach to work

• Excellent proficiency in verbal and written English

• Organised individual with acute attention to details and ability to delegate

• Strong interpersonal and negotiation skills at multiple levels

• Able to work in teams but also willing to work using your own initiative

• Experience working within a profit centre environment with a mid-size to large multinational company with matrix reporting lines

• Able to team lead and provide excellent leadership to the department to drive results

• Ability to multi-task and work in a fast-paced growth environment

Ready to take your career to the next level? We would love to hear from you.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.  

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