WHOLESALE RISK SENIOR MANAGER I

Job Purpose & Objectives

● Responsible for the preparation of credit review and risk assessment analysis of credit proposals

for the Bank’s Korean corporate clients.

● Maintain credit quality of existing clients as well as prospective corporate clients.

● Ensure the Risk Adjusted Return is above the minimum threshold established by the Bank’s directives.

Key Responsibilities

● Assist the Risk CIB Asia department to build sound relationships and information flows with the

key business stakeholders in Asia Pacific and HQ in Spain.

● Provide credit analysis and advices for Corporate & Investment Banking clients.

● Conduct credit analysis on prospective and existing clients by performing financial spreads,

providing a credit rating assessment and prepare credit proposals.

● Assess operations on credit / pricing and ensure minimum RAROEC/RORC threshold

requirements.

● Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times. Highlight to credit committee if there is an event and/or financial position that may

materially affect the credit quality of the client and to undertake necessary steps and follow-up

actions recommended in the Loan Review Committee.

● Work with internal stakeholders for reports to regulators and auditors.

● Implementation and control of internal tools: Workflow, Digital PF, Rating tools etc.

● Assist in monitoring policies and procedures.

Qualification & Experience

● With a minimum 10 years relevant experience in corporate banking credit risk management with

reputable financial institutions.

● Familiar with risk assessments of large corporate clients, including experience reviewing Korean

corporates.

● Degree holder in Business Administration / Finance / Accountancy or its equivalent.

● Good understanding of banking products and risk management concepts.

Language

● Strong communication skills in English.

● Korean language skills will be an asset.

Other Skills (e.g. Interpersonal, Communication etc)

● Strong analytical and problem-solving skills.

● Proven ability to identify and communicate Credit Risk.

● Effectively communicate skills to articulate risk issues.

● Strong interpersonal and communication skills

● Customer-oriented

● Able to work in a matrix reporting structure, multi-functional and cross-cultural environment

● Well-organized and meticulous in details

● Ability to work under pressure

● A team player