Senior Risk & Fraud Investigator

Binance.US is a licensed and regulated U.S. cryptocurrency exchange where users can buy, trade, hold, and earn digital assets. Recognized as a top U.S. crypto platform by Forbes (Best Crypto Exchanges of 2026) and Business Insider (Best Crypto Exchanges of 2025), Binance.US leads the industry with its low fees, advanced trading engine, strong security and reliability, and robust compliance framework. Learn more at www.binance.us. All roles supporting Binance.US are employed via BAM Management US Holdings Inc. or BAM Management Canada Holdings Inc.

The Senior Risk & Fraud Investigator is part of the Risk team and reports to our Senior Manage of Fraud & Risk. As a Senior Risk & Fraud Investigator, you will utilize your inherent analytical and problem-solving abilities to assess cases in order to identify patterns or anomalies within intricate transactions, workflows, and risk management procedures.

You will collaborate on a regular basis with other partner teams, such as Risk Operations, Customer Success, Compliance, and Data, to encourage innovation and have an impact on our overall risk programs and processes. In addition, the Senior Risk & Fraud Investigator will collaborate with our Risk Ops BPO teams to ensure the maintenance of Quality Assurance programs and training.

The ideal candidate will possess exceptional analytical and communication abilities. They will conduct time-sensitive and thorough investigations with an emphasis on fraudulent or high risk activities, including Account Takeover, Identity Theft, Scam, and other fraud taxonomies. The successful candidate will be proficient in the development of training, workflows, and the provision of feedback to risk operational teams and business partners. They will meticulously maintain all investigation-related records and supporting documentation. Additionally, the candidate must be able to solve ambiguous problems and possess a strong sense of self-motivation.

Core Responsibilities:

• Investigate complex fraud situations including account takeover, elder and vulnerable abuse, and identity theft

• Secure accounts by placing blocks to prevent financial loss

• Identify fraud trends and communicate them to management

• Conceptualize, develop, and implement process improvements

• Adapt to and manage multiple assignments while working independently

• Assist in developing technical specifications for tool enhancements, build-out, and fine-tuning

• Work closely with partner teams, such as Risk Operations, Customer Success,

• Compliance, and Data, to encourage innovation and have an impact on our overall risk programs, processes, and workflows

• Understanding of blockchain analysis

• Document and provide monitoring sessions to RIsk Ops and Training/QA teams

• 5+ years of experience in transaction monitoring, fraud investigations, financial crimes, or AML

• Proven experience investigating complex fraud cases, including account takeover, identity theft, and high-risk user behavior

• Strong understanding of blockchain analysis and cryptocurrency investigations

• Experience with blockchain analytics tools (e.g., Chainalysis, TRM Labs, Elliptic, CipherTrace)

• Ability to independently manage multiple investigations with high accuracy and attention to detail

• Strong analytical, critical thinking, and problem-solving skills

• Excellent written and verbal communication skills, including the ability to present findings clearly

• Experience working cross-functionally with risk, compliance, and operational teams

• Demonstrated ability to engage with law enforcement, regulators, or external partners, including leading conversations or trainings

• Ability to adapt quickly and operate effectively in a fast-paced, dynamic environment

• Certifications such as CAMS, CFE, or CFCS are a plus

• Experience with Sardine is also a plus

The starting pay range for this role will vary, and is dependent upon many factors, such as transferable skill sets, work experience, business needs, and market demands. The base pay range is subject to change.