Accounting Manager

As our Accounting Manager, reporting to our Head of Finance, you'll own two things that matter a great deal right now: supporting external financial statement audits, and running the multi-entity close and consolidation as we add entities, currencies, and licenses.

This is a hands-on role on a small team. You'll be in the detail, preparing schedules, writing technical memos, and reconciling settlement activity, while also building the process and documentation that lets us scale past the current setup. If you like the part of the job where you turn a messy, fast-moving environment into something auditable, this is that job.

We're looking for someone who thrives in fast-moving environments, wants meaningful ownership, and is excited to build rather than simply maintain.

• Serve as the primary day-to-day contact for our external auditors, managing the PBC list, fieldwork logistics, and issue resolution through to signed opinion.
• Build audit-ready support: reconciliations, roll-forwards, and workpapers with clear tie-out to the general ledger.
• Draft technical accounting memos on judgment areas, such as principal vs. agent revenue presentation under ASC 606, reserve and loss estimates, capitalized software, and equity and stock compensation.
• Identify control gaps surfaced during the audit and drive remediation.

• Own the monthly close across our legal entities, including intercompany transactions, eliminations, and the consolidated reporting package.
• Manage foreign currency remeasurement and translation under ASC 830.
• Maintain the intercompany framework, including transfer pricing entries, cost allocations, and settlement between entities.
• Produce consolidated financial statements with variance analysis and commentary.

• Account for settlement activity: merchant payables, in-transit funds, sponsor bank and FBO account reconciliations, and restricted cash presentation.
• Manage interchange, network, and processing cost accounting.
• Own chargeback, refund, and merchant credit loss reserve methodology.

• Tighten the close calendar and reduce cycle time without sacrificing accuracy.
• Improve reconciliation automation between processor data, banking partners, and the GL.
• Contribute to an ongoing assessment of the accounting and tax tech stack.

• 5+ years of progressive accounting experience, including public accounting at a mid-tier or Big 4 firm.
• Direct accounting experience at a payments company, fintech, bank, lender, or other regulated financial services business. This is the core requirement, not a nice-to-have. You should already understand settlement flows, customer funds, and how money actually moves.
• Demonstrated ownership of multi-entity consolidation, including intercompany eliminations and multi-currency reporting.
• Experience running or playing a lead role in an external financial statement audit.
• Advanced Excel, with real comfort working with large transaction-level datasets from processors or core banking systems.
• Some experience applying AI to accounting workflows.
• Comfortable operating in fast-moving environments without an established playbook.
• A builder mentality with a strong bias toward action.
• Excited to use AI and automation to work smarter and rethink existing processes.
• Comfortable getting into the details and doing the work, regardless of seniority.

• Experience at an early-stage or high-growth startup.
• CPA or equivalent.
• Familiarity with money transmitter licensing, FBO account structures, or crypto and stablecoin settlement accounting.
• Experience with multi-book, multi-currency ERPs, plus tools like Modern Treasury or Ramp.
• BigQuery or comparable ability to pull your own data.

• 90 days: You own the close for your entities, know where the reconciliation pain lives, and have a documented audit readiness plan.
• 6 months: Audit fieldwork is underway with clean support, and close runs on a repeatable process with visible improvements.
• 9 months: Audit complete. Close cycle materially shorter and technically deeper. The accounting function is one an investor or lender can diligence without surprises.

• More than payments: We're building an intelligent infrastructure layer across payments, compliance, risk, fraud, chargebacks, reconciliation, and customer support.
• AI from the ground up: AI isn't an add-on. It's central to how we're building our products and how our teams operate.
• Successful and still early: We have meaningful traction and strong financial foundations while remaining early enough for new hires to have outsized impact.
• Built for the long term: Backed by Sequoia Capital, Multicoin Capital, and The Chainsmokers, we're exceptionally well-capitalized with the runway to think big.
• Real ownership: Lean teams, few layers, direct access to decision-makers, and the autonomy to make things happen.
• Hard problems: Work at the intersection of AI, payments, stablecoins, risk, compliance, financial infrastructure, and global commerce.
• Exceptional team: Work with ambitious, curious, low-ego people who move quickly and care deeply about what they build.
• Room to grow: As Breeze grows, strong performers can quickly expand their scope and take on bigger problems.

• Act Now, Improve Later: Ship something real today. Move fast, learn from what happens, and make it better.
• Disagree and Commit: Debate hard before a decision. Once it's made, commit fully and make the outcome right.
• Customers First: When in doubt, start with what's most painful for the customer.
• Own It, End to End: Don't wait to be asked. If you see a problem, take responsibility for solving it.
• Default to Public: Share context openly so the whole team can move faster and learn from each other.
• High Standards, Genuine Warmth: Hold the bar high and treat people well. Be direct, rigorous, kind, and low ego.
• Outcomes Over Activity: We care about what ships, what works, and what moves the needle, not how busy you look.
• AI Forward, Always Learning: Experiment with new tools, automate the repetitive, share what works, and continuously rethink how you can work smarter.

This role is hybrid and based in New York City.

We believe there is real value in building together in person. This role is expected to work from our NYC office at least 3 days per week.

Breeze offers a rare combination: the ownership and speed of an early-stage company with the traction, backing, and financial foundations of a successful business.

We're building at the convergence of AI, payments, stablecoins, financial infrastructure, and global commerce. The opportunity is much bigger than building another payment processor.

We're building the intelligent infrastructure layer for global commerce, and there's still an enormous amount left to build.

If you want meaningful ownership, hard problems, exceptional teammates, and the opportunity to help define what comes next, we'd love to hear from you.