Transformation Consultant – Corporate & Institutional Banking and Lending

Location: London (Hybrid) | Practice Area: Banking | Type: Permanent

Capco are seeking an experienced Transformation Consultant to join our Banking practice in London, with a focus on Corporate & Institutional Banking and Lending. You will work with leading financial institutions to address strategic priorities, solve complex business challenges, and deliver high-impact business and technology transformation.

Your Corporate & Institutional Banking and Lending expertise will be central to the role. You will work alongside senior client stakeholders and multidisciplinary Capco teams to shape strategy, transform products and customer journeys, modernise operating models and platforms, and translate strategic ambitions into tangible outcomes.

Depending on your experience, you will lead workstreams or engagements, develop trusted client relationships, support and mentor colleagues, and contribute to the continued growth of our Corporate & Institutional Banking and Lending capabilities.

• →Shape and deliver complex transformation initiatives across Corporate & Institutional Banking and Lending
• →Lead client workstreams and engagements spanning business, technology, operations, risk, data and regulatory change
• →Partner with senior stakeholders to understand strategic challenges, define target outcomes and translate strategy into executable transformation roadmaps
• →Apply deep domain expertise to areas such as corporate and commercial lending, transaction banking, trade finance, cash management, credit, client lifecycle management and front-to-back transformation
• →Support the transformation of lending propositions and journeys across origination, credit assessment and decisioning, credit approval & underwriting, post approval operations & servicing, portfolio management and restructuring
• →Help clients modernise operating models, processes, data, and technology platforms to improve efficiency, controls, customer experience and business performance
• →Identify and shape opportunities to apply AI, including Generative AI and Agentic solutions, across areas such as credit analysis, lending operations, relationship management, client servicing and operational processes
• →Help clients take AI-enabled opportunities from concept to execution, considering business value, process redesign, data, technology, operating model, risk, controls and responsible adoption
• →Lead analysis and problem solving, translating complex challenges into clear recommendations and high-quality client deliverables
• →Build trusted relationships with client stakeholders and effectively navigate complex organisational environments
• →Support and mentor junior consultants, helping develop capability and maintain high standards of client delivery
• →Contribute to practice growth through proposition development, proposals, thought leadership, and the identification and development of new client opportunities

• Strong experience within Corporate & Institutional Banking and/or Lending
• Expertise in one or more areas such as corporate and commercial lending, transaction banking, trade finance, cash management, credit, client lifecycle management, or front-to-back banking transformation
• Management consulting experience, or significant experience delivering complex transformation within a leading bank or financial institution
• Strong understanding of corporate and institutional banking products, processes, operating models, and supporting technology
• Experience delivering business, technology, operational, digital, data, or regulatory change within complex banking environments
• Excellent analytical and problem-solving skills, with the ability to structure complex challenges and translate them into clear recommendations and actions
• Strong client-facing and stakeholder management skills, with the ability to build credibility and influence senior business and technology stakeholders
• Experience leading workstreams, teams, or engagements and delivering high-quality outcomes in fast-paced environments
• Commercial awareness and an interest in identifying client opportunities and contributing to practice growth
• A strong understanding of how AI is reshaping banking and lending, with the ability to engage clients on practical use cases, opportunities, risks, and adoption considerations

• Deep expertise in corporate, commercial, syndicated, structured, asset-based or other forms of institutional lending
• Experience in transaction banking, cash management, trade and working capital finance, or related corporate banking products
• Experience delivering loan origination, lending platform, credit, or servicing transformation
• Knowledge of front-to-back Corporate & Institutional Banking processes and the technology platforms that support them
• Experience with platform modernisation, cloud adoption, data transformation, intelligent automation, or emerging financial technologies
• Hands-on exposure to AI-enabled transformation, Generative AI, Agentic AI, intelligent automation, or AI-supported banking and lending propositions
• Knowledge of UK and/or international banking regulation and its implications for corporate and institutional banking
• Experience developing propositions, responding to RFPs, supporting sales activity, or growing existing client relationships
• Experience working across multi-jurisdictional or global banking transformation programmes

We’re committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know – we’ll be happy to help. We value each person’s unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration – a mindset that shapes how we work with clients and each other every day.