Senior Analyst, Credit Risk

Connecting clients to markets – and talent to opportunity.With 5,400+ employees and over 80,000 institutional, commercial, and payments clients, we operate from more than 80 offices spread across six continents. As a Fortune 100, Nasdaq-listed provider, we connect clients to the global markets – focusing on innovation, human connection, and providing world-class products and services to all types of investors.Whether you want to forge a career connecting our retail clients to potential trading opportunities, or ingrain yourself in the world of institutional investing, StoneX Group is made up of four business segments that offer endless potential for progression and growth.

• →Independently assess the financial strength and credit risks of customers by conducting financial statement analysis, assigning ratings through quantitative and qualitative analysis, and understanding the customer’s business, industry, and products and services offered by StoneX.
• →Prepare credit reviews and approve limits, if within Sr. Credit Analyst authority, or recommend limits to senior members of the Credit Risk Team or the Risk Management Committee, as applicable.
• →Anticipate and assess the impact of commodity price and market volatility on customer exposures, escalating emerging risks as appropriate.
• →Monitor and manage customer exposures to ensure compliance with established limits, including heightened monitoring and reporting on watch-list and workout accounts.
• →Partner with Front Office, members of the Risk Team, and other internal groups (e.g., Legal, Operations, and AML/Compliance) to support business development and growth, while mitigating credit risk.
• →Review and provide input on credit terms within legal agreements such as Guarantees, ISDAs, Netting Agreements, and Standby Letters of Credit.
• →Contribute to Credit policy/process improvements and support the development and testing of credit systems, reports, and processes.
• →Serve as a technical resource/informal mentor for Credit Analysts.

• Bachelor’s degree in Finance, Economics, Accounting, or related field.

• Four or more years of applicable work experience, preferably within a financial institution or commodity merchandising company.
• Strong organizational, analytical, and problem-solving skills, with the ability to distill complex information for credit and management decisions.
• Ability to exercise good judgment in assessing opportunities and risk.
• Self-starter and entrepreneurial.
• Excellent interpersonal skills as well as verbal and written communication skills.

• Knowledge of commodity risk management, futures, options, and OTC trading, and/or physical commodity markets is preferred.
• Basic proficiency of SQL, Python, R, or other software package preferred.
• Fluency in Spanish and/or Portuguese preferred, but not required.

• 4 days per week onsite, 1 day per week remote
• Ability to work in a fast-paced, dynamic team environment.