Senior Loan Assistant

The Senior Loan Assistant assists Loan officers and designated personnel with the gathering of information and loan documentation for credit analysis, underwriting, closings and maintenance of commercial loan portfolio, client information and loan files. 

1. Working with Loan officers, customers and others to obtain required information and documentation necessary to properly analyze commercial credit requests.

2. Working closely with the Loan Operations Staff to insure efficient, thorough and accurate preparation of loan documentation.

3. Assisting Loan Officers with the data entry into various spreadsheets, analytical software and bank data systems.

4. May prepare lien perfection documents, loan exhibits and other forms and ancillary loan documents and proofreads all loan documents for accuracy.

5. Coordinates loan closings with loan processing and clients and checks documents for proper signatures, authorities, dates, and verifies accuracy of closing statements.

6. Prepares and maintains credit files for assigned areas.

7. Assisting in the preparation and proper documentation of draw requests and loan payments.

8. Answering phone and written inquiries concerning loan processing, servicing and information or file maintenance.

9. Assisting in the timely obtaining of all tracked/required information required from clients and regularly reviews document exception reports to insure timely elimination of items.

10. Prepare, Submit, and Review nCino Credit Memos.

11. The ability to work in a constant state of alertness and in a safe manner.

12. Perform any other related duties as required or assigned.

13. Completes required BSA/AML training and other compliance training as assigned.

To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily.  The requirements listed below are representative of the knowledge, skill, and/or ability required.

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 4 years related experience and/or training, and 7 to 11 months related management experience, or equivalent combination of education and experience.

Ability to read, analyze, and understand general business/company related articles and professional journals; Ability to speak effectively before groups of customers or employees.

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts such as fractions, ratios, and proportions to practical situations.

Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.

Not indicated.

Not indicated.

Basic: 10-Key, Accounting, Alphanumeric Data Entry

Advanced: Spreadsheet, Word Processing/Typing

Intermediate: Presentation/PowerPoint

Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.

The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

Semi-repetitive, low physical. Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.

While performing the functions of this job, the employee is continuously required to sit, use hands to finger, handle, or feel, talk or hear; regularly required to stand, walk, reach with hands and arms; and occasionally required to climb or balance. The employee must occasionally lift and/or move up to 25 pounds; regularly lift and/or move up to 10 pounds. Specific vision abilities required by this job include color vision.

Not indicated.