Principal Product Designer, Spending

The way people spend, save, and invest shapes their everyday lives. We’re looking for a Principal Product Designer to make those moments feel clear, useful, and distinctly Chime.

You’ll shape some of the most important experiences in our mobile app, from how members manage money day to day to how they build toward longer-term goals. This role calls for a designer with exceptional visual craft who can turn complex financial decisions into experiences people understand and want to use. You’ll set a strong design direction, stay close to the details, and help raise the quality of the product around you.

The base salary offered for this role and level of experience will begin at $222,000 and up to $290,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

• Lead design across spending, savings, and investing experiences, from early concepts through launch and iteration.
• Create polished mobile experiences with exceptional attention to typography, layout, interaction, motion, and the details that make a product feel intuitive.
• Translate complex financial concepts into clear experiences that help members make informed decisions.
• Explore ambitious ideas, build compelling prototypes, and use feedback to refine the strongest direction.
• Partner closely with product, engineering, research, and content design to understand member needs and deliver thoughtful solutions.
• Bring a cohesive point of view to experiences across the app while finding opportunities to raise the overall bar for design quality.
• Give constructive critique, mentor other designers, and help teams make strong design decisions.

• Deep experience designing consumer mobile products and a portfolio that demonstrates outstanding visual craft and shipped work.
• A track record of leading complex product design projects as a senior individual contributor.
• Strong interaction design skills and the ability to make sophisticated experiences feel simple and approachable.
• The range to define a vision, communicate it clearly, and work through the details required to bring it to life.
• Experience using research, customer feedback, and product data to inform and improve your designs.
• The ability to build trust across disciplines, navigate competing priorities, and move teams toward a shared direction.
• Experience in fintech or financial services is a plus, but is not required.

#LI-TP1 #LI-Onsite

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. 

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.