Risk & Underwriting Leadership Development Program Analyst (RULDP) June Class

Imagine a career where your ideas, analysis, and judgment help drive smarter decisions and stronger outcomes. In RULDP Evolve at The Cigna Group, you won’t just learn underwriting; you’ll live it. Through immersive training, mentorship, and real responsibility, you’ll gain the confidence and expertise to evaluate risk, influence strategy, and build a career with purpose and impact. Designed to support your transition from academia to industry, this program is ideal for recent graduates and early‑career professionals who are curious, motivated, and eager to apply their academic knowledge in a real-world setting.

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  Assess risk characteristics and recommend pricing and terms that balance competitiveness with financial discipline.

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  Apply quantitative analysis and underwriting judgment to evaluate profitability drivers and articulate trade-offs.

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  After training, help manage a book of business by monitoring performance, identifying trends, and taking proactive action.

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  Collaborate with Sales and Account Management to design solutions that meet customer needs and support retention.

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  Negotiate with clients and brokers using clear rationale, professional presence, and strong follow-through.

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  Share insights and best practices that improve underwriting consistency, efficiency, and outcomes.

• Bachelor’s degree is required. Preferred majors/minors: Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare.  

• If your degree is outside these majors/minors, you must have relevant prior experience or an internship in the analytics, finance, or insurance space.

• Demonstrated quantitative capability (coursework, projects, or experience) and comfort working with math and numbers  

• Strong written and verbal communication skills, including the ability to present recommendations with clarity

• GPA 3.0 or higher

• Strong analytical and critical thinking skills 

• Confident negotiator and problem-solver 

• Customer-focused mindset 

• Proficiency with Excel or similar analytical tools

• Growth mindset and learning agility; comfortable using feedback to make improvements.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you need a reasonable accommodation to complete the online application process, please email seeyourself@thecignagroup.com for assistance.  Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes.

The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.