Principal Fraud Officer

• Serves as the enterprise business owner for fraud monitoring, detection, and prevention capabilities, establishing business requirements and standards for fraud systems, processes, policies, analytics, and related capabilities; evaluates program effectiveness, monitors program 
  performance and emerging risks, identifies gaps and priorities, and drives enterprise improvements and remediation.
• Establishes and maintains enterprise fraud program governance and operating standards, including monitoring scenarios, analytical standards, escalation thresholds, fraud metrics, and data requirements, and decision and escalation protocols.
• Partners with senior level business leaders to provide direction and oversight for the implementation fraud-related improvements and initiatives. 
• Serves as the organization’s most senior subject matter expert and advisor to senior leadership on fraud by providing consultation, training, and recommendations regarding fraud risks, trends, and mitigation strategies.
• Establishes the approach to fraud risk assessment and leads assessments, identifying opportunities to strengthen fraud prevention, detection, monitoring, and response capabilities.

• Bachelor’s degree in business administration, finance, accounting, data analytics, information systems, criminal justice, risk management, or related field; or an equivalent combination of education and experience sufficient to perform the essential functions of the job.
• Expert-level experience in fraud risk management within the financial services industry.
• Advanced-level experience leading significant programs or complex matters or providing strategic leadership within a bank or other similar financial institutions.
• Significant experience with implementing fraud detection tools, transaction monitoring, data analysis and reporting.
• Certified Fraud Examiner (CFE), Certified AML and Fraud Professional (CAFP), Certified Financial Crimes Specialist (CFCS), data analytics certification, or related professional designation preferred.
• Expert knowledge of enterprise fraud risk management programs, frameworks, controls, and governance structures.
• Demonstrated ability to design, build, implement, and mature fraud prevention, detection, investigation, and response programs.
• Ability to translate business strategy, regulatory expectations, and emerging fraud risks into sustainable fraud program capabilities.
• Experience establishing program roadmaps, priorities, performance metrics, and governance processes.
• Ability to evaluate and implement fraud technologies, monitoring solutions, analytics, and reporting frameworks.
• Exceptional ability to influence senior leaders and drive enterprise-wide change across multiple business functions.
• Strong strategic thinking, problem-solving, and decision-making skills.
• Ability to balance operational effectiveness with long-term program maturity and organizational risk reduction.
• Strong verbal and written communication skills with the ability to communicate concisely and effectively across different business units

Our job titles may span more than one career level (associate, senior, principal, etc.). The actual title and base pay offered is dependent upon many factors, such as: training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. This role is eligible for variable compensation and other benefits.