Underwriter - HYBRID

Job Title

• Underwriter

Location

• 222 S Harbor Blvd, #720, Anaheim, CA 92805

Salary

• $85,000  - $120,000/year

Position Type

• Full-Time
• Exempt (Salaried)
• Monday – Friday
• 8:30 am – 5:30 pm
• Hybrid after 1 year – 3 days in office/2 days remote

Reports to

• Senior Actuarial Manager

Key Responsibilities:

• Evaluate, underwrite, and manage commercial P&C accounts, including reviewing submissions, assessing exposures, and recommending terms and pricing
• Analyze loss history, financials, and risk profiles to make informed underwriting decisions
• Apply company underwriting guidelines, actuarial information, and industry best practices
• Build and maintain strong relationships with brokers, agents, and internal stakeholders
• Manage renewals and new business submissions, ensuring proper documentation and approvals
• Monitor portfolio performance and market trends to inform underwriting strategy
• Collaborate with claims, actuarial, finance, and risk teams to align underwriting strategy with overall business objectives
• Ensure compliance with company policies, state regulations, and industry standards.
• Participate in special projects and initiatives to improve underwriting processes and portfolio profitability

Qualifications:

• Bachelor’s degree in Business, Finance, Risk Management, Insurance, or related field
• 5+ years of P&C underwriting experience
• Strong understanding of Property & Casualty insurance principles and risk evaluation
• Experience managing commercial accounts and making sound underwriting decisions
• Excellent written and verbal communication skills
• Proficiency in Microsoft Office and underwriting systems

Preferred:

• Commercial Auto experience
• CPCU designation or actively pursuing professional insurance credentials
• Experience with middle-market or broker-facing accounts
• Strong analytical skills and attention to detail

Benefits

• Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
• Paid time off and sick leave
• 13 annual paid holidays
• 401(k) plan with up to 4% company match
• Flexible Spending Account (FSA) & Dependent Care FSA
• Quarterly Fringe Benefit reimbursements
• Job-related training reimbursement
• Casual dress code

About Us

At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.