Financial Crime Compliance Analyst

Financial Crime Compliance Analyst

The FCC Analyst operates within the second line of defence, reporting to the MLRO, and is responsible for independent review, challenge, and decisioning on financial crime cases escalated by:

• Group Transaction Monitoring (TM) teams 
• First-line FCC / Investigations teams 
• Onboarding / KYC escalation channels 

The role ensures that all escalations meet regulatory expectations under the Dubai Financial Services Authority AML Rulebook and supports the MLRO in SAR/STR decision-making and reporting.

• Independently review internal SARs raised by first line / TM teams 
• Assess: 
  • Suspicion threshold (reasonable grounds) 
  • Completeness and quality of investigation 
  • Adequacy of supporting evidence 
• Provide: 
  • Clear recommendation to MLRO (file / do not file / further investigation) 
• Draft or refine external STR/SAR narratives prior to submission

• Review complex cases escalated from: 
  • Transaction Monitoring teams (Group level) 
  • First-line FCC investigation teams 
• Challenge: 
  • Weak rationales for “no suspicion” closures 
  • Incomplete investigation steps 
• Ensure: 
  • Consistency in decision-making across jurisdictions 
  • Alignment with firm’s risk appetite

• Take ownership of: 
  • High-risk client cases (e.g., complex structures, adverse media, regulatory exposure) 
  • Sensitive matters (e.g., internal SARs involving key clients or revenue impact) 
• Analyse: 
  • Multi-layered transaction flows 
  • Cross-border payment patterns 
  • Third-party payment risks

• Act as key support to MLRO by: 
  • Presenting case summaries and recommendations 
  • Highlighting emerging risks and typologies 
• Support MLRO in: 
  • Regulatory reporting 
  • Internal escalation committees (if any)

• Identify recurring patterns such as: 
  • Use of EMI accounts as transit accounts 
  • Third-party payment abuse 
  • FX layering across jurisdictions 
• Feed insights into: 
  • Transaction monitoring rules 
  • Risk appetite adjustments 
  • Training programs

• Ensure all case decisions are: 
• Well-documented and defensible 
• Aligned with Dubai Financial Services Authority expectations 
• Maintain audit-ready records for: 
• DFSA inspections 
• Internal audit reviews 

• Under-reporting or over-reporting of suspicious activity 
• Inconsistent SAR decisioning across teams/geographies 
• Weak investigation quality from first line 
• Cross-border payment misuse (layering, pass-through activity) 
• Complex structures (SPCs, funds, nominee arrangements) 

• Strong experience in: 
• SAR/STR decision-making 
• Transaction monitoring investigations 
• AML frameworks within EMIs/payments 
• Deep understanding of: 
• Suspicion thresholds 
• Regulatory expectations under DFSA AML

• Competitive Starting Salary with an annual discretionary bonus that truly rewards your performance from day one.
• Dedicated Mentorship: Learn directly from experienced managers who are invested in your success.
• Cutting-Edge Technology: Leverage state-of-the-art tailor made tools and systems that enable you to perform at your best.
• Clear, Accelerated Career Progression: Defined pathways to leadership and specialist roles within Ebury.
• Dynamic & Supportive Culture: Work in a collaborative environment where teamwork and personal growth are prioritized.
• Generous Benefits Package: Access competitive benefits tailored to your location, which typically include health care and social benefits.
• Central Office: A fantastic location with excellent transport links.

Ebury delivers sophisticated, integrated solutions — business accounts, hedging, and financing — on a single platform with a seamless workflow. Our success is built on a simple premise and singular purpose: To help businesses operate and scale globally. 

Since its founding in 2009, Ebury has always been a fast-growing leader in fintech. Today, we bring together 1,800+ Eburians across nearly 70 cities and we’re always looking to add to our team. 

At the heart of our offering is a proprietary platform, purpose-built to help businesses seamlessly streamline and manage global cash flow. We focus on continuous product evolution and innovation to build the infrastructure for borderless growth and help our clients scale at every stage. 

The opportunities at Ebury are as diverse as our people, ranging from business development to engineering roles across our tech pillars.

We believe in inclusion. We stand against discrimination in all forms and are against the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story.