Client Desirability Management Risk Analyst

The function is intended to partner with coverage in performing a desirability assessment on clients, by gathering knowledge of our clients, understanding the nature of their activities, analysis of client data and being able to understand our client's behaviour and evidence this appropriately

This will require using key risk sensitive AML criteria with a view to distinguishing high-risk clients from non-high-risk clients and performing enhanced due diligence (EDD) based on the results

The role will also entail providing AML related support / advise to coverage and related business units around potential new transactions

To be able to critically analyse and provide advice on a potential transaction/deal structure will be a valuable skill

The individual will be required to provide operational support during the KYC process, if required, and finally to apply exceptions where permitted by law

• Assess client desirability in terms of financial crime risk
• Monitor transactional behaviour of clients to ensure behaviour is line with expectations
• Identify changes in client risk profiles and evaluate ongoing client desirability
• Understand financial products, contracting parties and end-to-end processes and key touchpoints of underlying commercial transactions to identify all financial crime risks that the bank is potentially exposed to
• Stay abreast of international guidelines and local and international regulations pertaining to financial crime to be able to identify and apply best practic
• Stay abreast of regulatory, reputational and international guidelines to be able to analyse end-to-end transactions and understand the regulatory impacts thereof
• Ensure thorough understanding of all transactions
• Providing AML related support / advise to coverage and related business units around potential new transactions
• To critically analyse and provide advice on a potential transaction/deal structure will be a valuable skill
• Provide operational support during the KYC process, if required, and finally to apply exceptions where permitted by law

 

03/10/26