~23d ago

Credit Analyst

Finance & AccountingCredit Analyst

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Quick Summary

Overview

Who We Are Superior Customer Service At First Service Bank, service is our middle name. We strive to exceed our customers’ expectations by creating a remarkable customer experience daily.

Technical Tools

Finance & AccountingCredit Analyst

Responsibilities

~1 min read

→Perform detailed financial analysis to assess creditworthiness of individuals and businesses
→Calculate and interpret financial ratios, cash flow, and debt coverage
→Prepare clear, narrative reports for Loan Officers, Loan Committee, and Board of Directors
→Collaborate with Loan Officers and Assistants to gather necessary documentation
→Update annual financial reviews and report trends or concerns
→Attend loan committee meetings and training sessions as needed
→Represent First Service Bank in the community and promote our products and services

Analytical Thinkers who enjoy working with numbers and interpreting financial data
Detail-Oriented Professionals who excel at accuracy and managing multiple tasks
Individuals Interested in Banking or Finance seeking to deepen their knowledge of credit and lending
Collaborative Team Players who thrive in a supportive, community-focused environment
Career Builders looking for growth in financial services, especially in credit or risk management
Perform other Credit Analyst projects/tasks as assigned

Strong analytical and problem-solving skills
Excellent communication skills, both verbally and in writing
Strong organizational skills
Detail-oriented
Excellent time management skills and the ability to handle multiple tasks simultaneously
Good typing skills
Service-oriented skill set
Professional appearance, dress, and attitude
Ability to operate related computer applications and other business equipment including copy machine, telephone, and computer
Ability to operate a motor vehicle to attend off-site meetings, training, as needed
Must be able to speak, read, and write English