~6mo ago

Senior Business Analyst - US Payments

100% Remote (US/Canada*)Remoteentry
Product ManagementProduct ManagerProduct OwnerBusiness AnalystData & AI
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Quick Summary

Overview

THE ROLE πŸ“ This is an exciting opportunity for a Business Analyst or Product Owner to join the US Product team within Form3. This role will act as a product expert for both internal teams and external stakeholders, driving continuous improvement and providing clarity on Form3’s full US…

Key Responsibilities

Collaborate effectively across the FedNow, RTP and ACH product lines, working closely with Senior Business Analysts and Product Managers to support the end-to-end delivery of payments solutions.

Technical Tools
data-analysisstakeholder-management

This is an exciting opportunity for a Senior Business Analyst to join the US Product team at Form3. The role will support the continued development and delivery of Form3’s US payments product suite, acting as a subject matter expert across the relevant payment schemes and working closely with Product, Engineering and external stakeholders.

Depending on your experience and background, you may focus on the ongoing development and optimisation of our live FedNow and RTP solutions, or support the build of new capabilities across ACH and Fedwire.

Responsibilities

~1 min read
  • β†’Take ownership of business analysis activities across one or more US payment product lines, depending on your experience and background.
  • β†’Support the development and continuous improvement of our live FedNow and RTP solutions and/or support the design and build of new ACH and Fedwire gateway capabilities.
  • β†’Develop a strong understanding of the relevant US payment schemes, including their rules, processes and technical requirements. Act as a subject matter expert for internal teams and external stakeholders.
  • β†’Work closely with Product Managers and Engineering teams to translate product requirements into deliverable solutions.
  • β†’Write user stories, define acceptance criteria and create functional and non-functional specifications.
  • β†’Analyse the impact of product changes across APIs, services, data and operational processes.
  • β†’Support product discovery, testing and delivery throughout the product development lifecycle.
  • β†’Use data and customer insight to inform product decisions and identify opportunities for improvement.

 

We are looking for an experienced and versatile Senior Business Analyst with strong knowledge of US payments and the ability to take ownership of complex areas of work.

  • Significant experience as a Senior Business Analyst, Business Analyst, Product Owner or in a similar product-focused role within payments or financial services.
  • Strong experience working with US payment schemes, ideally including FedNow, RTP, ACH and/or Fedwire.
  • A detailed understanding of how relevant US payment schemes operate.
  • Experience working with payment gateway products, APIs and/or cloud-based technology.
  • Proven experience writing user stories, acceptance criteria and functional requirements.
  • Experience analysing complex requirements and their impact across products, services and platforms.
  • A strong understanding of the product development lifecycle.
  • Excellent stakeholder management and communication skills, particularly when working with Engineering teams.
  • The ability to work autonomously and effectively in a fast-paced, delivery-focused environment.

 

We're currently able to consider applications from candidates based in Ontario (Canada) and the following US states: Connecticut, Florida, New Jersey, New York and North Carolina.

This is a fully remote role. You'll be expected to travel occasionally for team and customer meetings, primarily to New York, with occasional travel to the UK.

 

What We Offer

~2 min read

At Form3, we're building the technology that powers the future of account-to-account payments, helping banks and financial institutions deliver faster, smarter and more resilient payment experiences. We're committed to creating a flexible, inclusive workplace where people can do their best work. As a remote-first company, we support flexible working patterns and offer part-time opportunities where possible. We continually invest in our people through a competitive benefits package, although these vary by location. Speak to our Talent Team to learn what's available where you are.

For more information about life at Form3, check out the following pages:

What we do | Life at Form3 | Benefits | Flexa-verified employer | Podcasts

 

 

 

OUR DEI&B COMMITMENT 

We hire talented people from a variety of backgrounds and experiences and are committed to a work environment based on diversity, open-mindedness and curiosity. We’re united by our company values (we even created them together!) and we celebrate our unique differences. 

Our employee lifecycle processes are designed to embrace equal opportunity and prevent discrimination against our people regardless of personal characteristics. It is our strong belief that the more inclusive and belonging we are as a business, the better our work will be. 

As an inclusive employer, we guarantee to interview all neurodiverse and physically disabled applicants who meet the minimum criteria for this role. We also encourage candidates to notify us of any reasonable adjustments that may be required during the recruitment process. This includes providing job adverts in alternative, accessible formats or adjustments required at interview stage. 

If you consider yourself to be neurodiverse or physically disabled under the UN definition of disability and would like to be considered under this scheme and/or require any reasonable adjustments please let us know by sending an email to careers@form3.tech clearly stating your consent for us to process this data.

For more information please refer to our Recruitment Data Policy. 

Location & Eligibility

Where is the job
Worldwide
Fully remote, anywhere in the world
Who can apply
Same as job location
Listed under
Worldwide

About this job

Posted
194 days ago
Employer
has 5 open jobs on Jobera.

Listing Details

First seen
April 3, 2026
Last seen
October 14, 2026

Posting Health

Days active
193
Repost count
0
Trust Level
30%
Scored at
October 14, 2026

Signal breakdown

freshnesssource trustcontent trustemployer trust
Employees
750
Founded
2016
View company profile
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Senior Business Analyst - US Payments