Credit Officer I – Global Infrastructure Credit

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• →Partners with relationship management and product partners to assess clients’ credit needs and create solutions
• →Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners
• →Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications
• →Mentors and supports associates
• →Support the underwriting and documentation of project finance and other credit facilities, ensuring alignment with client needs and the bank’s risk/return objectives
• →Support the financial modeling, loan structure, industry, economic, and other analyses to support the loan decision-making process
• →Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements
• →Perform financial, industry, counterparty, and transaction analyses, including qualitative and quantitative due diligence to support underwriting decisions
• →Support the reviews of the credit profile of key transaction counterparties (e.g., borrowers, sponsors, servicers, and off takers) and assess structural and stress considerations
• →Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities

• 8 + years of experience in commercial banking or finance industry with significant credit, tax equity, and infrastructure/energy project finance experience.

• Master’s Degree (MBA). Engineering, mathematics or other technical degrees will be considered with an MBA
• Strong understanding of financial models and analysis
• Extensive experience in analysis and management of highly complex, project-oriented transactions (tax equity and debt), including problem solving. Demonstrated aptitude for reviewing, understanding and interpreting associated transaction documents and project contracts.
• Strong credit and risk analysis skills, including experience in commercial and large corporate credit analysis.
• Ability to work efficiently and productively on several transactions or tasks at one time.
• Ability to interact effectively with internal and external clients and partners.  Experience mentoring junior associates.
• Clear and articulate oral and written communication skills.
• Formal credit training program at financial institution

• Analytical Thinking
• Credit and Risk Assessment
• Financial Analysis
• Research Analysis
• Underwriting
• Attention to Detail
• Business Acumen
• Financial Forecasting and Modeling
• Loan Structuring
• Written Communications
• Business Development
• Collaboration
• Critical Thinking
• Portfolio Analysis
• Stakeholder Management