Credit Officer II

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Bank of America's Healthcare Education and Not For Profit (HENFP) banking group is seeking a Credit Officer II.  HENFP is part of the Commercial Bank and supports the financial needs of a variety of 501c3 not for profit clients including healthcare, private universities, colleges and K-12 schools, cultural, professional and social service organizations.

• →

  Provides capital structure solutions

• →

  Builds relationships with existing and prospective clients

• →

  Negotiates credit documentation

• →

  Manages the credit process for a portfolio of clients

• →

  Leads the credit and risk approval processes

• →

  Mentors and supports associates

• Client Solutions Advisory

• Customer and Client Focus

• Decision Making

• Credit Documentation Requirements

• Issue Management

• Account Management

• Loan Structuring

• Financial Analysis

• Risk Management

• Underwriting

• Credit and Risk Assessment

• Analytical Thinking

• Coaching

• Collaboration

• Critical Thinking

• 10+ years of solid Commercial Banking Experience (Middle Market, Leverage Finance or Large Corporate level or other complex business loans)

• Strong communication skills; ability to communicate vertically, horizontally, and externally

• Experience in financial analysis, structuring, underwriting and portfolio management

• Analytical/technical skills, including financial accounting, modeling and loan structuring

• Industry knowledge across multiple sectors