Credit Underwriter II / Sr. Credit Underwriter - Banc of America Public Capital Corporation Government Finance

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

• →5+ years of experience in commercial banking, finance or credit ratings industries with significant municipal/public finance credit experience
• →Experience in the analysis and structuring of complex transactions
• →Strong credit and risk analysis skills
• →Strong presentation, structuring and financial statement analysis skills
• →Proven ability to analyze, interpret and negotiate third party documentation
• →Proven ability to identify trends and emerging risks in underwriting and client selection
• →Proficient Microsoft Office skills

• Municipal / Public Finance Lending or Leasing Experience
• Undergraduate degree in finance, accounting or related field is preferred

• Attention to Detail

• Credit and Risk Assessment
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Credit Documentation Requirements
• Financial Forecasting and Modeling
• Recording/Organizing Information
• Business Acumen
• Collaboration
• Collateral Management
• Loan Structuring
• Prioritization