Risk Analysis Specialist II

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

• →Supports the development and execution of reporting to allow Risk and business partners to effectively identify and manage risk
• →Analyzes trends and supports the data design, portfolio trends, loss trends, and portfolio dynamics to ensure alignment with business strategies
• →Provides analytical support on various product strategic initiatives affecting multiple Risk functions and lines of business to ensure company goals are met
• →Participates in the development of database production processes and performance reports for senior management, using data mining and other advanced analytical techniques to aggregate data
• →Supports with responding to complex ad-hoc requests for information from both internal and external parties
• → Provides support on cross-functional efforts to remediate data quality issues
• → Monitors the outputs of controls and investigates alerts from the control checks
• →Design, develop, enhance, and maintain production-critical credit risk data, reports, dashboards, and analytical solutions that support risk management and business decision-making.
• →Lead complex data extraction, transformation, and validation activities across various systems and datasets to ensure consistency, reliability, and fitness for use.
• →Design and implement end-to-end reporting processes, control frameworks, and monitoring routines that improve scalability, repeatability, and operational effectiveness.
• →Perform complex portfolio and trend analysis, identify key risk drivers, and communicate actionable insights to business partners and leadership.
• →Lead enhancement initiatives by partnering with technology teams and stakeholders to define requirements, implement solutions, and improve data and reporting capabilities.
• →Conduct root cause analysis for reporting issues, data quality concerns, and process breakdowns while developing sustainable corrective actions.
• →Support regulatory, governance, audit, and control activities through strong understanding of reporting methodologies, data lineage, and risk management requirements.

• Attention to Detail
• Business Intelligence
• Data and Trend Analysis
• Risk Analytics
• Risk Management
• Adaptability
• Collaboration
• Continuous Improvement
• Data Visualization
• Project Management
• Business Acumen
• Issue Management
• Regulatory Relations
• Stakeholder Management
• Technical Documentation