Actuarial & Regulatory Filing Specialist

Candidates with prior experience at:

• Property & Casualty insurance carriers
• Insurance consulting firms (e.g., Perr & Knight, Milliman, Oliver Wyman, WTW)
• State insurance departments
• Personal lines product management or actuarial departments will be highly regarded.

This role is designed to bring much of the actuarial filing work currently outsourced in-house, enabling KnightBrook to manage routine CDI and TDI rate, rule, and form filings internally while leveraging external consultants only for specialized or large-scale projects.

• →Prepare, submit, and manage insurance filings through SERFF.
• →Coordinate rate, rule, and form filings for:
• →Personal Auto
• →Homeowners
• →Dwelling Fire
• →Other personal lines products
• →Respond to regulator objections, information requests, and interrogatories.
• →Track filing status and regulatory approvals.
• →Coordinate implementation dates with internal stakeholders.
• →Maintain filing documentation and historical filing repository.
• →Prepare filing summaries for executive management.

• →Personal Auto Rate Filings
• →Homeowners Rate Filings
• →Rule Filings
• →Form Filings
• →SERFF Submission Management
• →CDI and TDI Regulatory Correspondence
• →Product Pricing Analysis
• →Filing Documentation
• →Regulatory Compliance
• →Filing Implementation Support

• Prepare actuarial exhibits and supporting documentation for personal lines rate filings.
• Analyze rate adequacy, loss trends, premium impacts, and competitive positioning.
• Develop and maintain actuarial memoranda supporting rate revisions.
• Perform pricing analyses using internal company experience, industry data, catastrophe models, and external benchmarks.
• Assist in development of new products, rating plans, territories, and underwriting programs.
• Review premium indications and recommend rate changes.
• Support implementation and validation of approved rate changes.

• Work with Product Management and Underwriting to develop:
• New insurance programs
• Rating variables
• Discounts and surcharges
• Territory updates
• Underwriting guideline changes
• Coordinate filing implementation with IT and Operations.

• Monitor regulatory developments impacting personal lines products.
• Assist with market conduct and regulatory examinations.
• Ensure products remain compliant with state insurance regulations.
• Support audits and internal compliance initiatives.

• Strong analytical and quantitative skills.
• Excellent written communication for regulatory correspondence.
• Ability to manage multiple filing projects simultaneously.
• Detail-oriented with strong organizational skills.
• Ability to communicate effectively with actuaries, underwriters, regulators, executives, and external consultants.
• Strong project management capabilities.

• 3–7+ years of actuarial, product management, or insurance filing experience.
• Experience with:
• California Department of Insurance (CDI)
• Texas Department of Insurance (TDI)
• Direct experience preparing:
• Rate filings
• Rule filings
• Form filings
• Supporting actuarial memoranda
• Experience using SERFF.
• Experience with personal lines:
• Personal Auto
• Homeowners
• Dwelling Fire
• Familiarity with insurance statutes and regulations governing rate filings.
• Bachelor's degree in one of the following:
• Actuarial Science
• Mathematics
• Statistics
• Economics
• Finance
• Data Analytics
• Related quantitative discipline
• Progress toward actuarial credentials (CAS or ACAS) is preferred but not required.

The successful candidate will:

• Deliver timely and accurate actuarial analyses supporting pricing decisions.
• Successfully prepare and obtain approval of CDI and TDI filings.
• Reduce reliance on outside actuarial consulting firms for routine filing work.
• Maintain compliance with all applicable regulatory requirements.
• Support profitable growth of KnightBrook's personal lines products through sound actuarial and regulatory practices.