Credit Reporting Specialist

Performs various duties regarding Credit Union credit reporting maintenance and dispute processes.  Ensures member satisfaction through courteous, accurate, and efficient service. 

Duties and Responsibilities:  

• Completion of loan file maintenance as it relates to various credit reporting tasks. 
• Assist with Credit Union FCRA compliance specific to eOscar and member direct disputes.  
• Ensure credit reporting accuracy through timely processing of member disputes. 
• Stay current with FCRA compliance requirements related to credit reporting accuracy and dispute processing.   
• Maintain comprehensive understanding of the Credit Reporting Resource Guide.  
• Maintain and support positive vendor relationships. 
• Understand applicable regulations and compliance. 
• Write & maintain policies, procedures and assist in credit union training. 
• Contributor to processes with knowledge to test system changes/upgrades. 
• Generate and analyze system reports. 
• Additional duties as assigned. 

Qualifications:  

Bachelor's degree preferred. 1-3 years financial services experience required. FCRA experience preferred. Excellent math skills and computer knowledge. Good communication and interpersonal skills. Ability to always maintain the confidentiality of Credit Union and member records. 

Performance Standard:  

A demonstrated cooperative and positive attitude toward members and other Credit Union staff. Must be accurate in balancing and account research. Be able to diagnose simple problems. Professional in appearance, attendance, quality, and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by ICCU. 

Physical Requirements:  

• Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.). 
• Sit for extended periods of time. 
• Lift 20-40 pounds of applicable supplies including but not limited to copy paper, cash drawers, marketing material, etc. 
• Repetitive motion using wrists, hands, and fingers. 
• Reach keyboards. 
• Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.). 

The above statements reflect the general details considered necessary to describe the essential functions of the job and should not be construed as a detailed description of all the work requirements that may be inherent of the job.  

Must be eligible for membership at ICCU to obtain employment.  

ICCU is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, age, disability, protected veteran status or other characteristics protected by law.