Senior Credit Officer

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IFG is seeking an analytical, organized and sales minded individual to join our commercial credit team as a Senior Credit Officer. Reporting to the Senior Credit Officer, this individual will be responsible for working directly with the Line of Business in this Specialty Finance Service Company. This role requires an in-depth knowledge of credit, commercial underwriting trends and corporate policies and procedures. The position involves direct oversight of the credit underwriting, portfolio oversight, management and credit quality. Reporting to this position is/are Portfolio Managers and transaction processors which assist in the day-to-day portfolio responsibilities. Primary objectives of this position are to ensure that commercial transactions are underwritten within the principles of safe and sound underwriting practices and established policy guidelines. Additional responsibilities include special reports and projects for the benefit of senior management, Board of Directors and regulatory constituencies. 

• →Oversee the underwriting of newly originated commercial client relationships.
• →Perform due diligence and require that appropriate credit structures are established and monitored on each new and existing credit.
• →Oversee daily, weekly, quarterly & annual portfolio reporting. Prepare & present updates and status to management and Board.
• →Construct, evaluate, maintain and update various policies and procedures relative to credit policy including recommendations for enhancements.              
• →Special projects as directed by management.
• →Ensure compliance with applicable federal, state and local laws and regulations. Maintain knowledge of and adhere to internal compliance policies and procedures.

• Bachelor's degree in Accounting, Finance, Business Administration or related field required (Master’s Degree in a related field preferred) with a minimum of a 3.0 GPA.
• 5 + years of experience in underwriting commercial lending or specialty finance areas preferred.
• Must possess highly advanced credit analysis skills (prefer a candidate with formal credit training)
• Working knowledge of account inquires and investigation.
• Demonstrated knowledge of financial statement analysis.
• Excellent verbal and written communication skills
• Solid problem resolution skills.
• Ability to effectively interact with all levels of leadership and employees within the organization.
• Ability to work autonomously, handle multiple projects simultaneously and adapt to new demands and challenges.
• Strong analytical and organizational skills with close attention to detail.
• Ability to work under minimal supervision is required.
• Competently utilize computer software – MS Word, MS Excel and email are an integral part of day-to-day activity.
• Ability to travel up to 20%.
• Competitive Salary, based on experience

Salary $90,000+

Company Description

IFG INVOICE FINANCE MARKETPLACE

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www.interfacefinancial.com