Underwriter (Property & Casualty)

Integrated Specialty Coverages, LLC (ISC) is a growth stage technology and data-driven commercial MGA and insurance wholesaler leading innovation in the market.  

Backed by one of the leading private equity firms, Onex Partners, and led by a forward-thinking management team, ISC is combining the worlds of insurance and technology to create an Insurtech powerhouse. As a leading online distributor of insurance products for a range of industries and “Main Street USA”, we are looking for the right people to help us in our mission of achieving exponential growth. We strive to be the number one place to go for brokers and agents to source insurance. To accomplish this, we’re building a digitally focused team that deeply understands the intersection between user experience, data, and AI/ML to optimize the way we engage with our customers and partners.

Review applications for insurance and evaluate applications to determine whether to accept or decline coverage based on established underwriting guidelines. Determine the level of coverage to be offered and appropriate pricing based on the exposures presented and individual risk characteristics. Assess excessive risks and determine value of policy to ensure safe and profitable distribution of risks. Become familiar with various commercial insurance applications and industry terminology. 

• →Adhere to underwriting guidelines and execute underwriting and pricing strategies to maintain profitability goals. Use level of authority to accept, reject, or mitigate risk for applications.
• →Approve or decline insurance applications within certain limits and issue coverage and prepare referral submission for risks exceeding individual authority.
• →Ensure that underwriting activities comply with all industry and government regulations.
• →Documentation of Underwriting files including risk analysis and pricing justification in accordance with established underwriting standards.
• →Offer recommendations to clients on insurance applications to reduce exposure to excessive risk.
• →Collaborate closely with the underwriting team to finalize insurance applications efficiently.
• →Utilize multiple databases to gather and verify supplementary data for submissions and leverage specialized software to compare risks ensuring accurate policy pricing.
• →Respond to customer needs, providing guidance and assistance tailored to their insurance needs.
• →Process accounts from approved quotes through to policy issuance with accuracy and efficiency.

• Bachelor’s degree required
• 1-5 years  P&C underwriting or related insurance experience required
• CPCU, CIC, CRIS, Property & Casualty Brokers License, etc. a plus
• Strong customer service experience
• Proficiency in Microsoft Office Suite and ability to quickly learn industry-specific software
• Ability to work collaboratively with team members and other departments
• Strong desire to learn, explore new ideas, and seeking out new knowledge
• Ability to be flexible, embrace change, and quickly pivot in response to shifting priorities
• Willing to work hybrid out of our Los Angeles or Carlsbad office