Demand Drafter

Job Description

The Personal Injury Demand Drafter is responsible for preparing persuasive, well-supported settlement demand packages to insurance carriers prior to litigation. This role requires strong legal writing skills, a thorough understanding of personal injury law, insurance policies and coverage, and the ability to analyze medical records and damages to present compelling case narratives that maximize settlement value.

Key Responsibilities

• Case File Review:
  Review, organize, and analyze client files including medical records, bills, police reports, photographs, insurance policies, and witness statements.
• Demand Letter Drafting:
  Draft comprehensive, detailed, and persuasive settlement demand letters clearly outlining liability, causation, injuries, treatment, damages, and applicable insurance coverage.
• Damage Calculation:
  Accurately calculate and summarize medical expenses, lost wages, future damages, and pain and suffering in alignment with policy limits and coverage terms.
• Medical Record Analysis:
  Interpret and summarize medical records and billing to establish causation and support claimed damages.
• Insurance Policy Analysis:
  Review and interpret auto, liability, UM/UIM, PIP, MedPay, and bodily injury policies to identify coverage, exclusions, limits, and applicable endorsements.
• Insurance Communication:
  Identify adjusters, submit representation and demand packages, and respond to coverage-related inquiries.
• Lien Management:
  Obtain, track, and assist with negotiation of medical, health insurance, and provider liens.
• Case Support:
  Assist attorneys and case managers with demand-related documents, track deadlines, and maintain accurate and complete case files.

Required Experience & Qualifications

• Experience:
  2–5 years of experience in personal injury law with demonstrated experience drafting settlement demands and handling pre-litigation files.
• Legal Writing Skills:
  Exceptional written communication skills with strong grammar, organization, and persuasive legal writing ability.
• Personal Injury & Insurance Knowledge:
  Strong understanding of personal injury claims, medical terminology, damages, and insurance policy interpretation, including coverage analysis and policy limits.
• Detail-Oriented & Analytical:
  Highly organized with the ability to analyze complex medical, factual, and insurance information and synthesize it into compelling narratives.
• Communication Skills:
  Effective communicator with attorneys, paralegals, case managers, and insurance adjusters.
• Technical Skills:
  Proficiency in Microsoft Word and familiarity with legal case management systems (e.g. Litify,
•  Needles, or similar).

Work Environment

• Fast-paced personal injury law firm
• High-volume caseload with strict deadlines
• Collaborative team-based environment