Junior Underwriter

We saw a problem within the life insurance industry: getting covered took too long, involved too much paperwork, and required too many in-person meetings with sales agents. Having lost his father at a young age, our CEO, Jamie, was determined to make it easier for people to get the coverage they needed to provide for their families. So, we got to work. We developed a method of real-time underwriting leveraging AI and, in doing so, reduced the months-long process of applying for life insurance to minutes. Our digital experience is quick (instant decisions!), loved by users (check out our Trustpilot or Google reviews) and prolific ($74 billion+ in coverage provided).

• A master of collaboration who is comfortable working with many cross-functional stakeholders
• An innovator.  Someone who is passionate about insurance, and wants to help create a new paradigm to make insurance more accessible and affordable for the next generation of buyers
• A strategic thinker and builder.  Someone who wants to apply their life insurance underwriting expertise to help drive Ladder’s success
• An optimist, committed to continuous learning, iteration, and user-centered everything
• A great communicator who listens well, asks questions, and has a sense of humor

• →Manage a variety of support and follow up items with the goal of keeping business flowing
  efficiently
• →Work closely with the Customer Operations to answer underwriting-related questions
• →Perform line underwriting on individual term life cases, evaluating medical and personal history on
  applications up to $1 million face amount
• →Analyze medical, personal and financial data from both traditional and innovative data sources to
  make final decisions
• →Manage varying volumes of application review within set quality standards and turnaround times 
• →Work closely with a peer mentor as part of your continued development as a proficient life
  underwriter
• →Report to the Underwriting Manager

• 5+ years of life insurance industry experience at a leading carrier or reinsurer
• Acted as a support resource for life underwriters or undergone training to be a life underwriter
• Worked in new business workflows
• Managed follow ups of underwriting requirements
• Learned the life cycle of an application and basic processing standards
• Demonstrated interest in being part of a collaborative team to better serve en

Email jobs@ladderlife.com to apply. Ladder is building a diverse team of talented and enthusiastic people. We are an equal opportunity workplace. At Ladder, differences are celebrated and supported to benefit our people, product, and community. Let us know why you're interested in this position and what unique contributions you can make to the Ladder team. We look forward to hearing from you. 

Research shows that candidates from underrepresented backgrounds often don't apply for roles if they don't meet all the criteria – unlike majority candidates meeting significantly fewer requirements. We strongly encourage you to apply if you’re interested: we'd love to know how you can elevate our team with your unique experience!