Financial Crime Associate

Financial Crime Associate 

Landbay is a customer obsessed mortgage platform creating better ways to buy-to-let. Our vision is to be the go-to funding partner for the private rental sector. We bring together the right people & partners, harness our data and technology along with market expertise to deliver remarkable experiences to satisfy our customers, whatever shape or size their needs. 

Landbay is a fun place to work where everyone’s goal is to work hard to ensure that our customers get a great service, good products and that Landbay succeeds. This is a great opportunity to work in a business that will provide you with exposure and knowledge that you would not gain working for a large institution. Landbay has a flat management structure where everyone pulls their weight so your contribution will count every day. 

For more information about Landbay please visit our website: https://landbay.co.uk/about-us 

Key Responsibilities  

This role is designed to conduct investigations, manage strategically important anti-Financial Crime matters and feed back in a diplomatic manner where these impact business decisions. The role holder will manage a cyclical case load and will be responsible for ensuring that these are investigated and managed to conclusion in a way that protects the organisation from Financial Crime or Fraud risk. 

• Bringing a wealth of subject matter expertise to the role to inform decision-making, independently own and manage investigations into Financial Crime matters (with escalation as required).  

• Building strong relationships through effective influencing and advisory skills. 

• Working on confidential and sensitive matters and exercising good judgement in the execution of the role in support of the business whilst acting with discretion. 

• Reviewing and responding to Financial Crime related queries from the first line in an advisory capacity. 

• Undertake analysis to develop real-time decisions within our fraud application fraud detection systems, using SIRA, CIFAS and other Financial Crime systems. 

• Conduct root cause analysis and deep dives using our Financial Crime systems.  

• Provide assistance as part of any investigations relating to suspected fraud, bribery and corruption, taking ownership of taking investigations to conclusion and presenting findings back to senior colleagues. 

• Support to Financial Crime reporting objectives.  

• Management of work to comply with external reporting objectives.  

• Project assistance to facilitate the successful completion of the Risk & Compliance department objectives.  

Desired Skills & Experience  

Essential  

• Excellent working knowledge of relevant Financial Crime and Fraud legislation and the wider regulatory environment, including how these define anti-Financial Crime strategies and decision-making. 

• Good judgement and critical thinking skills, with a proven ability to independently apply judgement to reach sound conclusions. 

• The ability to work independently and as part of a small team, and challenge effectively. 

• Hyper critical and able to make balanced decisions based on evidence.  

• Knows when to escalate appropriately.  

• Good organisational ability and an ability to manage own workload within deadlines. 

• Flexible and collaborative approach. 

• Able to analyse data to identify patterns, trends, inconsistencies and anomalies and reporting findings to management.  

• Previous experience of attending and confidently contributing to relevant industry forums. 

• 3 – 5 years relevant experience in a Financial Crime role. 

Desirable  

• Recent experience in the mortgage industry or from a lending role. 

Location & Logistics  

• This is a full time position. 

• Position is based in Victoria, central London, reporting to the Head of Financial Crime. 

The Application Process 

Those that are successful and shortlisted for the role will have three stage recruitment process containing a HR   Screening and a second stage interview with the team and a final stage interview. 

Benefits  

• Regular Social events 

• Generous holiday entitlement 

• Share options 

• Ability to work from home up to 2 days per week 

• Generous pension scheme 

• Health insurance 

• Enhanced maternity/paternity leave 

• Life Insurance 

• Cycle to work scheme