SME / Commercial Lending Product Development and PMO Specialist

Our client is seeking an experienced SME / Commercial Lending Product   Development and PMO Specialist to lead the development and implementation of innovative lending products and services for Small and Medium-sized Enterprises (SMEs) and commercial clients. This role will work closely with cross-functional teams to design, develop, and launch new products, while ensuring effective project management and governance.

(Commercial Lending Product: financial instruments that enable businesses to borrow money from financial institutions to fund various operational needs, investments, and growth or Loans provide the financing needed to acquire or expand into a new location.) 

- Design and develop new SME and commercial lending products and services that meet customer needs and business objectives.

- Conduct market research, competitor analysis, and customer feedback to inform product development.

- Collaborate with stakeholders to define product features, pricing, and risk appetite.

- Oversee the project management office (PMO) for product development initiatives.

- Develop and execute project plans, timelines, and resource allocation.

- Ensure projects are delivered on time, within budget, and to the required quality standards.

- Collaborate with cross-functional teams, including business stakeholders, risk management, and technology.

- Communicate product development progress and plans to stakeholders.

- Manage stakeholder expectations and ensure alignment with business objectives.

- Ensure product development and implementation comply with regulatory requirements and risk appetite.

- Collaborate with risk management teams to identify and mitigate potential risks.

Requirements

- Bachelor's or Master's degree in Business Administration, Finance, Economics, or a related field.
- Relevant certifications in project management (e.g., PMP) or product development (e.g., Agile Certified Practitioner) would be an added advantage.

- Strong experience in product development, project management, and PMO in the financial services industry, preferably in SME / commercial lending.

- Excellent analytical, problem-solving, and communication skills.

- Strong understanding of regulatory requirements and risk management principles.