Stonehaven - Director of Actuarial Services

At Ledgebrook, we’re building a next-generation insurance infrastructure - fast, smart, and scalable - and are looking for a Director of Actuarial Services to join Stonehaven Specialty Insurance Company, Ledgebrook’s new third-party hybrid fronting carrier.

This role reports to the Chief Risk Officer and shifts the traditional actuarial mandate from end-to-end pricing/reserving to validating and relying on third-party bordereaux data, reserving gross/ceded/net independently, and reserving/capitalizing the re-assumed tail above treaty caps to full-carrier standards.

Stonehaven is seeking a Director of Actuarial Services to validate third-party bordereaux data, establish loss-development assumptions before each program onboards, reserve gross/ceded/net independently, and support the Reserve Committee and the annual statement of opinion. The successful candidate will bring deep P&C actuarial reserving experience and direct experience with bordereaux-based or third-party-sourced data.

• →Validate third-party/bordereaux data before relying on it for analysis or financial reconciliation, in coordination with Underwriting, Reinsurance, Finance, and IT.
• →Establish ELR and expected development patterns before each program onboards; run quarterly actual-vs-expected against original assumptions.
• →Reserve gross, ceded, and net independently; evaluate and reserve the re-assumed tail above treaty caps.
• →Build the actuarial “toolbox” (ISO, RAA, S&P Schedule P) for loss development, trend, and PY/AY/AQ adjustments on thin or ramping program data.
• →Oversee DUA pricing and monitor actual-vs-expected results by program; produce the quarterly program “report card.”
• →Support the Reserve Committee in a lead technical and advisory capacity.

• A Strong Moral Compass: You believe in doing the right thing, period. We have a strict zero-tolerance policy for toxic behaviors.
• Customer-First Empathy: You are passionate about delivering an exceptional experience to everyone you work with, both inside and outside the company.
• Intellectual Curiosity: You naturally question the status quo and love finding innovative ways to solve problems.
• A Growth Mindset: You possess a hunger for continuous learning and want to constantly expand your skillset.
• Urgency & Prioritization: You can pivot quickly and balance the need to get things right with the speed of getting them done right now.
• A Solution-Oriented Outlook: When things go wrong, you don't look for blame—you immediately focus on how to fix it.
• Transparent Communication: You value honesty, clarity, and open feedback.
• Team-First Energy: You want to win together as a high-performing team and actively build connections across our remote locations.

• Full remote flexibility and asynchronous work culture.
• Unlimited PTO and fully paid sick leave.
• Comprehensive health benefits, including medical, dental, and vision coverage, plus HSA and FSA options.
• Additional financial protection and retirement benefits, including a 401(k), company-paid life insurance, and disability coverage.

Please note: This position is open only to candidates who are authorized to work in the United States without the need for current or future employer-sponsored work authorization. We are unable to offer sponsorship at this time.

Ledgebrook may use Artificial Intelligence (“AI”) as part of the job application process, including to assist us in evaluating your application. AI is used as a support tool, and hiring decisions are made by human recruiters. By submitting your information, you acknowledge that the company may use AI tools as part of our evaluation. If you need a reasonable accommodation or alternative review process because of a disability or other legally protected basis, contact hiring@ledgebrook.com. Requesting an accommodation will not negatively affect your application.