Junior Business Controls & Third-Party Risk Analyst

MeDirect is a Maltese digital bank, founded in 2004, with over 180,000 clients and operations in Malta and Belgium. We offer a wide range of financial services to both retail and corporate clients, including daily banking, savings, and corporate services.

We are always on the lookout for determined and hard-working individuals who are eager to take the next step in their career. At MeDirect, we strive to provide an exceptional employment experience, fostering growth, collaboration, and innovation.

Role Overview:

We are looking for a motivated and analytical Junior Business Controls & Third-Party Risk Analyst to join the Business Controls team.

This role is suited to someone who is dynamic, curious, eager to learn and comfortable working across multiple topics and priorities. The successful candidate will support the team primarily in the areas of Third-Party Risk Management, Outsourcing and DORA, while also contributing to broader governance and regulatory activities across the Bank.

The role will involve close interaction with Business Owners and other stakeholders to coordinate assessments, monitor compliance with established governance frameworks and Internal Regulations, follow up on outstanding actions, and support management and regulatory reporting.

Key Responsibilities:

Third-Party Risk Management

• Support the ongoing implementation and monitoring of the Bank's Third-Party Risk Management framework, including requirements relating to outsourcing and ICT third-party arrangements
• Assist with the assessment and classification of third-party arrangements in line with applicable internal frameworks and regulatory requirements, including DORA and relevant EBA requirements
• Coordinate with Business Owners and relevant stakeholders to ensure required third-party assessments, documentation, approvals and periodic reviews are completed
• Monitor outstanding actions, requirements and remediation points, proactively following up with responsible stakeholders
• Support the maintenance of accurate third-party governance information and records
• Assist in identifying gaps or inconsistencies in the application of the governance framework and escalate these appropriately

Governance & Internal Regulations

• Support the coordination and monitoring of adherence to the Bank's Internal Regulations, policies, procedures and governance frameworks
• Liaise with Internal Regulation Owners regarding required reviews, updates, approvals and outstanding actions
• Maintain appropriate trackers and management information to provide visibility over compliance, deadlines and areas requiring attention
• Support continuous improvements to governance processes, templates, controls and reporting

Regulatory & Management Support

• Assist the team in responding to regulatory requests, information-gathering exercises and ad hoc governance requirements
• Support the preparation of clear and concise materials for EXCO, Board and other governance committees
• Assist with analysis, data gathering, presentation preparation and follow-up activities arising from management or regulatory requests
• Support other members of the Business Controls team on ad hoc projects and activities as priorities evolve

Requirements & Qualifications:

• Bachelor's degree in Business, Banking & Finance, Risk Management, Economics, Law, Information Systems, or another relevant discipline
• Strong proficiency in Microsoft Office, particularly Excel and PowerPoint
• Previous experience in banking, financial services, risk, governance, audit or compliance would be beneficial but is not essential

• Strong analytical and problem-solving skills, with an ability to understand information, identify gaps and draw logical conclusions
• A curious and proactive mindset, with a genuine willingness to learn new regulations, processes and areas of the business
• The flexibility to work across different tasks and subject areas, rather than focusing on one narrowly defined activity
• Strong organisational skills and the ability to coordinate and follow up with multiple stakeholders
• Attention to detail while maintaining an understanding of the wider business and governance objective
• Good written and verbal communication skills
• Confidence working with colleagues across different functions and levels of seniority
• Ability to manage multiple priorities and deadlines in a structured manner