Lead, Channels and Audit Analytics

Ranked in 2024 by the Financial Times, Moniepoint is Africa’s fastest-growing fintech, trusted by over 10 million business and individual accounts, processing billions of Naira in transactions monthly. Our mission is to enable financial happiness for every African, everywhere.

The Lead, Channels & Audit Analytics will support the Chief Audit Officer and Director in strengthening assurance over Moniepoint's digital channels, payments ecosystem, products, and technology-enabled business processes through risk-based auditing and data-driven analytics. The role will lead the design and execution of channel audits, continuous auditing, and audit analytics initiatives to proactively identify emerging risks, assess the effectiveness of controls, and provide actionable insights that improve business performance, operational resilience, regulatory compliance, and customer experience.

• →Audit Leadership & Execution: Lead risk-based audits across digital channels, payment products, customer journeys, and technology-enabled business processes, ensuring alignment with the Internal Audit Plan. Perform end-to-end audits covering product governance, digital channels, payment processing, customer onboarding, transaction lifecycle, operational resilience, cybersecurity controls, and technology change management.
• →Audit Analytics & Continuous Monitoring: Design and execute audit analytics and continuous monitoring routines to identify control failures, emerging risks, fraud indicators, operational inefficiencies, and unusual transaction patterns. Develop data-driven audit procedures using SQL, Superset, Redash (Hera, Loki, Hela), Python, Power BI, Metabase, or similar analytical tools.
• →Risk Assessment & Metric Tracking: Conduct enterprise risk assessments for digital channels, products, and payment ecosystems by evaluating inherent risks, control design, control effectiveness, and residual risks. Monitor Risk Performance Metrics across products and channels.
• →Data Analysis & Insights: Analyse large and complex datasets to provide audit insights covering transaction integrity, customer behaviour, fraud trends, system performance, reconciliation, service availability, and regulatory compliance.
• →Reporting & Quality Assurance: Review audit workpapers, evidence, and reports to ensure findings are supported by sufficient evidence and comply with Internal Audit standards. Prepare clear, concise, and impactful audit reports with practical recommendations that strengthen governance, risk management, and internal controls.
• →Stakeholder Management & Collaboration: Collaborate with Product, Engineering, Data, Operations, Risk, Compliance, Finance, and other business stakeholders to understand system changes, new products, and emerging risks. Represent Internal Audit in cross-functional initiatives, governance forums, and stakeholder engagements where required.
• →Remediation & Governance: Monitor and follow up on management action plans and validate remediation activities to ensure timely closure of audit findings. Support continuous improvement of audit methodologies through automation, advanced analytics, AI-enabled auditing techniques, and dashboard reporting.
• →Team Development & Strategy: Coach and mentor Associates and Senior Associates on audit analytics, digital auditing techniques, and leading industry practices. Contribute to the achievement of Internal Audit strategic objectives, departmental KPIs, and quality assurance standards. Perform other duties assigned by the Chief Audit Officer and Director.

• Bachelor's degree in Accounting, Finance, Computer Science, Information Systems, Data Science, Engineering, Statistics, or a related discipline.
• Minimum of 7 years of progressive experience in Internal Audit, Audit Analytics, Data Analytics, Technology Audit, Risk Management, or Consulting within the financial services or fintech industry.
• At least one (1) of the following professional certifications: ACA, ACCA, CPA, CIA, CISA, or CFE.
• A Master's degree or professional certification in Data Analytics, Business Intelligence, Artificial Intelligence, Data Science, or a related analytical discipline will be an added advantage.
• Proven experience developing audit analytics, continuous auditing routines, and dashboard reporting that enhance audit effectiveness and business decision-making.

• Domain Expertise: Deep understanding of digital banking ecosystems, payment systems, card schemes, point-of-sale (POS) acquiring, merchant services, mobile applications, internet banking platforms, Application Programming Interfaces (APIs), and digital channels.
• Governance & Controls: Knowledge of risk-based internal auditing, governance, internal controls, enterprise risk management, product lifecycle management, product governance, technology delivery, cybersecurity, technology risks, cloud environments, API controls, and IT general controls.
• Technical & Analytics Mastery: Advanced data analytics capabilities, including strong SQL scripting and data interrogation skills. Hands-on experience using analytical tools such as SQL, Superset, Redash (Hera, Loki, Hela), Python, Power BI, Metabase, IDEA, Alteryx, or Tableau.
• Critical Thinking & Problem-Solving: Strong analytical and critical-thinking capabilities with the ability to translate complex data into meaningful, actionable business insights.
• Communication & Influence: Excellent report writing, presentation, and stakeholder management skills, with the ability to influence stakeholders across all levels of the organisation.
• Execution & Leadership: Strong project management capabilities, high attention to detail, ability to manage multiple concurrent audit engagements, and a commitment to coaching and mentoring junior team members.

• Enhanced audit coverage, efficiency, and effectiveness through robust data-driven audit procedures and automated continuous monitoring routines.
• Proactive identification of control failures, emerging risks, fraud indicators, and operational inefficiencies across all digital channels and payment ecosystems.
• High-quality, clear, and impactful audit reports delivered with actionable recommendations that improve governance, risk management, and controls.
• Strong collaborative relationships built across Product, Engineering, Data, Operations, Risk, and Compliance teams.
• Continuous development and mentoring of audit team members in advanced analytics and digital auditing techniques.