Commercial Loan Administration Lead

Description

The Commercial Credit Administrator Team Leader oversees the commercial loan, analysis, processing, and administration functions.

The essential functions include, but are not limited to the following:

• →Establishes, implements, and manages administrative and review systems and procedures to protect the quality and profitability of the loan portfolio.
• →Managers credit structuring and negotiation strategy discussions with officer/business unit.
• →Analyzes, underwrites, and approves/disapproves credit requests exceeding line/approval limits.
• →Identifies potential problem credits and works with loan workout specialists to restructure credits and/or minimize risk for loss.
• →Advises staff, officers, and business units on the Bank’s overall lending policies.
• →Promote a culture that results in a moderate- to low-risk portfolio.

Responsible for supervision of Commercial Credit Analysts, Commercial Credit Manager, Commercial Loan Processors, and Loan Review Administrators.

An Officer of the Bank must lead by example to demonstrate the NESB Core Values and provide Superior Customer Excellence. An Officer transforms leadership by fostering an environment that promotes highly engaged teams that are high performing. It is imperative that Officers empower their team to generate innovative solutions in a safe and inclusive manner. 

• Accountability: Officers take ownership of their work and respond quickly to solve problems and achieve desired results. Officers seek input from others and use the challenge as a learning opportunity for improvement of self and processes. 
• Adaptability: When an Officer demonstrates adaptability, they can change their approach quickly and easily. They will adjust according to the situation and respond to change positively and with eagerness to understand the situation for growth opportunities. 
• Inclusive: By demonstrating inclusion, Officers will promote an environment that supports opportunities for all employees and value the input and contributions of employees with diverse backgrounds. Officers are respectful of others’ ideas and provide support to leverage strengths. 
• Resilience: Officers demonstrate resilience effectively when faced with challenges, adversity, stress, pressure, disappointments, or resistance. They will continue to be poised and will self-regulate to ensure the highest degree of service is always provided. 
• Decision Making: When Officers demonstrate decision making, they will generate possibilities and evaluate them in a timely manner. They will consider the risks and seek balanced solutions that will provide positive outcomes and rewards. Officers also seek input from others to gain different perspectives and innovative ideas.

• Bachelor’s Degree in Finance or Accounting.
• Minimum of (5) five years of experience in credit approval, analytics, and mentoring
• Working knowledge of legal documentation issues.
• Strong management and mentoring skills.
• Ability to resolve issue and drive performance.
• Excellent client management skills.
• Interact professionally and effectively with clients, business partners, and peers at all levels.
• Goal oriented.
• Well developed verbal and written communication skills.
• Critical thinking, problem solving, and analytical ability.
• Resourceful.

The pay range for this position is based on the lowest to highest salary we reasonably and in good faith expect to pay for this position at the time of this posting. Actual pay will depend upon several factors including, but not limited to, relevant education, qualifications, certifications, experience, business or organizational needs, affordability and market pay. The posted range may be modified in the future as market data or organizational priorities change. 

This position is an office-based position in terms of physical demand. Employees are expected to be able to operate their fingers and hands to perform functions such as typing, writing, and filing. Employees must also be able to move throughout the office with ease while also being able to sit for extended periods of time. Employees must be able to see and hear in an office setting that does include much noise going on around one’s workspace. While this job is mainly clerical, there are instances in which employees must be able to transport up to 20 pounds.

This job operates in a bank branch office. It is a professional environment.  

The above is a description of the ordinary duties of the position. It should be expected that from time-to-time other duties (both related and unrelated to the above) may be assigned and are therefore required.

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