Data Scientist

USUS·ChicagoRemotemid
Data ScienceData ScientistData
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Quick Summary

Key Responsibilities

Build predictive models to optimize lending decisions by using advanced statistical modeling and simulation techniques Use advanced data analytics to understand consumer risk behavior trends,

Technical Tools
Data ScienceData ScientistData

Founded in 2017, NinjaHoldings works to give everyday Americans better access to financial services than traditional institutions typically provide. Through our CreditNinja and NinjaCard brands, we offer digital banking and lending products designed for consumers often overlooked, paired with incentives that support long-term financial improvement. Our Edge brand extends this expertise to other companies, providing underwriting, fraud detection, and analytics services. Headquartered in Chicago with a distributed global workforce, we are a lean, growing organization committed to advancing consumer finance in the US.

Responsibilities

~1 min read
  • →Build predictive models to optimize lending decisions by using advanced statistical modeling and simulation techniques
  • →Use advanced data analytics to understand consumer risk behavior trends, their impact on the portfolio, and resulting business opportunities
  • →Support the implementation of models by working closely with the software engineering team and performing post release checks and analysis
  • →Assist with development of technical tools and platforms to standardize and streamline model development and monitoring processes
  • →Establish key performance metrics and develop automated reporting dashboards using SQL and Python
  • →Design A/B testing for models and underwriting strategies, evaluate impact, and provide recommendations
  • →Work with cross-functional teams to explore new ways of finding insights from data and provide recommendations
  • →Communicate concise and actionable business strategies to senior management

Nice to Have

~1 min read
  • Advanced degree in a quantitative discipline (e.g., math, statistics, analytics, quantitative finance, engineering, or other quantitative fields)
  • Experience working with specialty finance or FinTech
  • Marketing analytical experience

Benefits & Perks:

  • Flexible Paid Time Off
  • Health Benefits with generous medical, dental and vision insurance plans
  • 401(k) with matching contribution
  • Paid Family Leave
  • Annual Wellness & WFH Subsidies
  • Employee Referral Program
  • Remote first culture with convenient downtown office in the heart of the city

IMPORTANT NOTICE:
Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Complaint Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication, please email hr @ninjaholdings.com.

Location & Eligibility

Where is the job
Chicago, US
Remote within one country
Listed under
Worldwide

About this job

Posted
280 days ago
Employer
has 16 open jobs on Jobera in 2 countries.

Listing Details

Posted
January 8, 2026
First seen
March 26, 2026
Last seen
October 15, 2026

Posting Health

Days active
202
Repost count
0
Trust Level
38%
Scored at
October 15, 2026

Signal breakdown

freshnesssource trustcontent trustemployer trust

NinjaHoldings is a fintech company founded in 2017 that provides data-driven digital lending platforms for underserved Americans through brands like CreditNinja, NinjaCard, and NinjaEdge, transforming how consumers interact with financial services.

Employees
125
Founded
2017
View company profile
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Data Scientist