Senior Casualty Consultant

The Senior Casualty Consultant provides insurance advisory services to corporate clients across a broad range of liability risks and project insurance requirements. The role involves analyzing complex risk exposures, structuring tailored insurance programs and working closely with clients, insurance markets and internal stakeholders to ensure appropriate coverage solutions. It also includes specialized involvement in construction, infrastructure and PPP projects, contributing technical expertise throughout the project lifecycle.

• →Provide specialized insurance advisory services for Casualty risks, including General Liability, Public & Products Liability, Employers’ Liability and Professional Indemnity, where applicable, as well as construction and project-related risks.
• →Analyze client operations, contractual obligations and liability exposures to design tailored insurance programs aligned with client risk profiles and industry requirements.
• →Design and structure Construction All Risks (CAR), Third Party Liability and related project insurance programs for large construction and infrastructure projects, including PPP (Public-Private Partnership) projects.
• →Assess insurance requirements arising from concession agreements, EPC contracts, financing documentation and client contracts, ensuring alignment with lender, sponsor, public authority and client requirements.
• →Analyze technical, contractual and operational risks across projects and liability exposures, including construction and operational phases, and collect, review and structure relevant risk data, including technical specifications, timelines, values and exposures.
• →Prepare detailed underwriting submissions and technical presentations for insurance and reinsurance markets, and negotiate with insurers and reinsurers to secure appropriate coverage terms, limits and pricing.
• →Manage a portfolio of liability and project accounts, supporting renewals, mid-term adjustments and policy endorsements.
• →Provide technical support to Key Account Managers.
• →Lead complex claims handling in coordination with insurers, loss adjusters, lawyers and project stakeholders.
• →Advise clients on policy wording, coverage triggers and claims procedures, and act as their technical point of contact.
• →Monitor legal, regulatory and insurance market developments, underwriting trends and relevant legal precedents affecting liability risks.
• →Maintain accurate and complete client and policy data in the CRM system to support reporting and performance analysis.

• Bachelor’s degree in Insurance, Law, Risk Management, Business Administration or a related field.
• 6+ years of experience in Casualty insurance brokerage or underwriting, including experience in Construction All Risks (CAR) and project insurance, ideally with exposure to PPP/PFI projects.
• Strong understanding of liability insurance products, project insurance programmes, contractual insurance requirements and claims dynamics.
• Experience in negotiating insurance placements with insurance markets; experience with reinsurance markets is an advantage.
• Fluency in English; experience with international markets is an advantage.
• Strong analytical, communication and client-facing skills, with the ability to collaborate effectively with commercial, legal and technical stakeholders.

• A comprehensive and attractive compensation and benefits package.
• The opportunity to apply and further develop technical expertise across a broad range of Casualty risks and complex project insurance programs within an established insurance brokerage.
• A collaborative working environment that supports professional growth and continuous learning.

Since 2005, Optimal has provided unparalleled, bespoke HR services to large organizations and SMEs operating in the EMEA region. We pride ourselves on delivering a 360° business support platform to our clients through 6 service divisions:

• Talent Acquisition
• HR Strategy & Talent Development
• Learning & Development
• Workforce Management
• Recruiting
• Outplacement